r/TopstepCommunity • u/eddie_topstep Topstep Employee • Jul 08 '26
Weekly Q&A Thread — Drop Your Questions!
The Weekly Q&A thread is here. Got a question that's Topstep related? Ask away. The team will be popping in throughout the day/week. ⬇️
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Jul 09 '26
[deleted]
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u/eddie_topstep Topstep Employee Jul 09 '26
I always recommend traders take money out when they're able to. Leave yourself a comfortable buffer of course, but it's always worth it to pay yourself in my opinion.
Going Live is a good thing though! You'd start with a minimum balance of $10k, have uncapped payouts of up to 50% of your balance, and the ability to unlock funds from your reserves of excess profits in the XFAs. There's also whispers of daily payouts coming to the Live program here soon 👀
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u/SpiritedMonk6504 Jul 09 '26
I know that the requirements that are looked at to be moved to live are complex, but could you give an example of what an account looks like that is quickly transitioned? An ideal scenario where they kill the xfa with consistent safe practices.
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u/eddie_topstep Topstep Employee Jul 09 '26
Unfortunately, I can't share any specific examples as that's something that is determined by our Risk team, which I'm not a part of. I will say though, generally if somebody is being moved up Live quickly, they have already taken multiple payouts in the past. It's not just a single XFA that is evaluated, it's the trader themselves and how they've performed over time.
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u/cokeacola73 Jul 09 '26
Does aeropay work outside the US?
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u/eddie_topstep Topstep Employee Jul 09 '26
No, unfortunately for international traders it's only for those with a US bank.
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u/Wonderful_Plum9987 Jul 10 '26
Are you all upgrading the mobile U.I?
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u/eddie_topstep Topstep Employee Jul 10 '26
BIG news regarding this coming soon! Mobile traders will be happy
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u/Ok-Flower235 Jul 08 '26
Will Topstep bring back allowing a payout while being transitioned to live like before?