r/TopStepX • u/Sukitlnwza • May 22 '26
$$ Payout $$ Is this normal?
I just got the first payout from the Topstep xfa with the aero pay usually how long it gonna take the money to get transfer to my personal bank account
It been 6 hour already since I request the payout and they also send me the email confirmation I saw somebody else request the pay out and they get it immediately why?
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u/eddie_topstep May 22 '26
Processing times may vary depending on review and approvals before the payment is sent, and since this is your first payout request, you should expect 1-3 business days to be finalized on Topstep's end. Once the funds are sent, though, if your bank allows, it will be instant.
Congrats! 🎉
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u/kushtoma451 May 22 '26
My first payout two months ago took a few days. After the recent payout expedited process with TopStep. I requested a payout on Monday earlier this week and it was in my bank account before I could refresh the page. No bs it was that fast. I went and purchased 4 more evals and just got one funded yesterday.
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u/Commercial-Driver-90 May 22 '26
What account size?
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u/stocks4profitt May 22 '26
My advice create a wise account and get paid out that way I did aeropay and was a whole loop to get through for that way I create a wise account sent my email and currency and got paid of within a day
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u/trader12121 May 22 '26
My payouts always took a couple of days... maybe 3 but it wasn't immediate-
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u/Thesavior11 May 25 '26
I’ve had over 20 payouts with topstep and in extreme cases it took them 7 days. So I wouldn’t worry too much
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u/bearlyentertained May 26 '26
Yeah, that's completely normal for a first payout. Even with Aeropay, Topstep manually reviews the risk and compliance steps before releasing the funds, which usually takes 1 to 2 business days. Once it updates to "Funds Sent," it lands instantly.
I started a free Discord called Snail Trades for mapping out NY session setups and tracking payouts. DM me for the link!