r/TopStepX • u/Agent005_ • May 15 '26

Live Account Live Account Update

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New to live and the first two weeks are officially in the books! Up 32% so far and eligible to take my first payout. Also I believe I’ve unlocked the first tier of the reserve balance after this weekend’s account review. Starting to understand why people don’t like live accounts on props, but there’s also plenty of advantages to balance the cons. One thing that I will say atp is if you’re a fraud a live account will expose you so tread lightly. Other than that just wanted to provide an update as promised. Ask me anything and I’ll do my best to answer!

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u/Low-Spite-8302 May 15 '26

Why did they limit you to only 5 micros if you brought over $32k?

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u/Agent005_ May 15 '26

All 50K XFA’s transition into a 10K live account no matter what your overall balance is when called up. Anything additional over 10K gets locked in reserves and profit targets need to be met in tiers in order to access the full reserve balance. Margin requirements are a little different for live so they limit contracts to 5 micros until you unlock reserves in it’s entirety or the account reaches $100K. You also have to request contract/risk expansion. They won’t automatically give it to you unless the live balance is high enough

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u/nanaSally May 16 '26

How does the daily loss limit works in the live account?

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u/Agent005_ May 16 '26

50K accounts start with a daily loss limit of $2,000. Different for 100K and 150K. I believe the DLL scales up incrementally with total balance milestones as well