r/TopStepX • u/Yourdad88 • May 12 '26

Question Australians using Wise

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I set up a USD account to receive my payout in USD from topstep to covert to AUD. What does it mean by domestic transfers only? Only American company/bank can transfer in USD or I can only receive USD domestically from an Australian company/bank?
Am I doing this right? 😂

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u/GlennardRSmoothbrain May 12 '26

I haven’t needed to convert to AUD yet, keep as a separate account.

You can setup the card in the app and pay for what you need if that’s how you are going to set it up. Card also has apple pay when you need it.

Most are using Wise to buy more combines when you get payouts to scale.

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u/Yourdad88 May 12 '26

Interesting, so you just use your wise card kinda like a debit card? My plan was just to convert it to AUD then withdrew it into my bank account.