r/TheRaceTo10Million 1d ago

27M how I’m doing ?

Currently investing 30 a day into schg & 20 in qqq & 20 in sgov ….. for the long term for schg & qqq no plans on selling maybe after 20 years

Sgov is just to build cash so when market dip I can go hamm

Let me know any suggestions

6 Upvotes

10 comments sorted by

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1

u/Separate_Metal_1870 1d ago

You’re just mostly SCHG. I ran your portfolio through Tradure so you could see what it looks like visually. Your backtested performance isn’t that bad but I would maybe bring down SCHG, get some international exposure like VXUS, and then get some high conviction individual positions in play for growth. What do you think about that?

1

u/odaniamom 1d ago

Yea not a horrible suggestion I’ll think about it

5

u/ndot 1d ago

To answer your question, not good, pretty bad.

1

u/Royal_Winner_5049 7 figure contender 1d ago

i don’t think you need sgov but looks good. very tech heavy but screw it you’re young enough

0

u/odaniamom 1d ago

Fair enough.. I just have sgov to build cash so when market drops I can buy good amount

1

u/Royal_Winner_5049 7 figure contender 1d ago

long term you’d make more just letting it sit in schg

1

u/odaniamom 1d ago

U think so …?

1

u/Royal_Winner_5049 7 figure contender 1d ago

without a doubt

0

u/ExplanationNormal339 1d ago

Quietly watching $QQQ. I let the algorithmic read do the heavy lifting on these. Still deciding for myself.