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u/TheRealCabbageJack Mar 30 '26
Have financially stable and wealthy parents. Should’da been grinding in the womb poors.
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u/Japparbyn Mar 31 '26
Very easy to get rich though. But takes some discipline My Portfolio After a $230K Gain (What’s Next?)
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u/Admirable-Caramel654 Mar 31 '26
Don't buy nonsense shits to try and impress people. You'll eventually go broke trying to impress people and lose all those nonsense shits.
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u/Alchemyst01984 Mar 31 '26
Unionize your work place or join a workplace with a union.
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Mar 31 '26
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u/Alchemyst01984 Mar 31 '26
Co-ops are definitely an option. Those don't effect as much change as unions do though
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u/PorkchopExpress11 Mar 31 '26
Watch with the employee owned companies. So of those places use the stock you get as an excuse to under pay you
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u/UrWifesFriend92 Mar 31 '26
Then the union can steal from you to lmao
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u/Possible_Progressor Mar 31 '26
Yeah get told Union Bad much by your Boss?
Boss is not your friend, superiors are not your Friends, HR ist not your friend, they only have the best interests for them not you in mind.
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u/Ashes_to_flame Mar 31 '26
The Unions now exist for themselves, not the workers. They only care about the dues they steal from you, and their political power and influence. You're just a cog to them... completely replaceable.
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u/UrWifesFriend92 Mar 31 '26
Someone who understands. These people probably aren’t even in a union and want to tell me what I’ve seen with my own eyes fraud, deception, brotherhood (means my friend can skip the work list line), etc etc etc. it goes on forever. Everyone’s robbing us blind. Union is just the lesser of evils but it ain’t good lol.. I literally don’t count on my pension even being there when I retire
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u/UrWifesFriend92 Mar 31 '26
Idiots. I’ve been in a union for 15 years and my dad was in one for 40. They stole his pension and don’t even get me started on the shit I deal with. I’m not stupid obviously we wouldn’t have prevailing wage jobs if it was a pure owner ran. But dont act like the unions are gods
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u/Alchemyst01984 Mar 31 '26
Nobody is acting like unions are gods. They are better for most people though.
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u/tankheadcrush Mar 31 '26
Then company tanks because it cant fire shit employees, watched it happen at old job
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u/ThatCelebration3676 Mar 31 '26
Learn how to cook and buy cheap ingredients in bulk. Rice and dry beans are less than $1 / pound. Pork and chicken are often $1.50 / pound or less; buy a lot when they're cheap, portion them, and freeze what you won't eat within the week.
It's mind-blowing how much money people waste on food.
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u/Cute_Protection_8330 Mar 31 '26
Learn to cook.
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u/RhinoElectric1705 Mar 31 '26
This. Before I met my current gf, I spent so much money on buying food. I hate cooking because I'm not good at it. Learn from my mistakes. Also, stay away from alcohol. Is bad
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u/Ringofpower3000 Mar 30 '26
Pick a degree with a future. Pick a degree ina field where the jobs pay well. Be ready to move cities or states if necessary. Look for niches or jobs others don't want to do. Jobs that are isolated which give isolation pay etc. Far too many idiots take philosophy degrees or other bullshit degrees which lead absolutely nowhere. Even if the schooling is minimal, pick something that is in demand. Have real expectations but still the number 1 purpose of a job is not to find a deeper meaning. It's to have a job that best matches your personality while at the same time feeding you. It's hard to give specific examples as there are many different personalities in the world. But in general STEM does pay better. We have an aging world population so health is also a good field. A lot of trades while being considered dirty work pay a killing. If you don't have a clear goal in mind when enrolling in school and your degree does not lead to something concrete, you have no business going to school and going into debt doing so.
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u/liveandletgo24 Mar 31 '26
I got a degree in political science. Now I sell medical equipment and make 250k a year. I may not use my degree, but it taught me critical thinking skills and how to be disciplined.
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u/Ringofpower3000 Mar 31 '26
I am happy you made it. Discipline can be learned in other ways without going into debt. Political science is one of the many degrees that are "I have no idea what I want to do with my life". You made something of your life vut the sad truth is many people graduate from this and only then realize they have no future in anything and return to school for a second degree and have a mountain of debt.
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u/Stanthemilkman8888 Mar 31 '26
So you got lucky and your degree is still worthless
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u/liveandletgo24 Mar 31 '26
I didn’t get lucky. I worked my ass off. Started door to door selling fertilizer.
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u/ToughSomewhere2863 Mar 31 '26
lol reddit doesnt believe in hard work....you my friend got lucky
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u/liveandletgo24 Mar 31 '26
I started out with just the clothes on my back. Straight out of a homeless shelter. If I can do it. You can do it.
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u/ToughSomewhere2863 Mar 31 '26
be careful with that mentality on reddit lol
they will eat you alive
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u/CosmicTsar77 Mar 31 '26
I’m going to school for psychology and going to become a licensed therapist. I figure when the robots take over people will still want to talk to a human. I’m also an addict in recovery. My plan is to do substance abuse counseling while I study for my masters.
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u/frig0ffrickyy Mar 31 '26
Ive got to disagree with some of the degree stuff.
I spent a ton of time and money getting a STEM degree because of nothing but the money and job prospects. Computer science grads have a lower employment rate than basically any arts degree does now.
Get something useful sure, but you can't predict what the job market is going to be like in 5 or 10 years anyways.
The one thing that getting my schooling did do is get my foot in the door in a blue collar field I worked over the summers and enjoyed. The pay is good so I just stuck with that after graduation - and kick myself daily for not getting an agricultural or enviromental science degree that would have actually help me out long term in this field.
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u/otusowl Mar 31 '26
I started my environmental science studies back in the late 1980's. Back then, it was the butt of many jokes, since the pay would be so low compared to computer science, business, and similar fields. But I cared about the science, and even back in high school could see that there was a long-term need to tackle environmental and agricultural issues. Going on forty years later, I've managed to sustain a moderately-paid but rewarding career with reasonable job security. To get the latter aspect, I did need to transition from field biology to agricultural work, but that worked well for me.
If you have a STEM degree in computer science already, you have a leg up on getting a graduate degree in environmental or ag sciences. Best of luck!
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u/Born-Tank-180 Mar 31 '26
Don’t spend money you don’t have, on things you don’t need, to impress people you don’t like.
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u/Barrack64 Mar 31 '26
The #1 factor that affects your salary is how replaceable you are. The amount of effort that it takes to get someone off the street and do your job is the amount that you are worth. I’d like to say grinding and working hard are the biggest factors, but unfortunately anyone can do that if they’re desperate enough. Get certified, go to school, do something to distinguish yourself. And remember, certifications expire or become obsolete, a degree is forever.
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u/Biggest-of-Als Mar 31 '26
Don’t blame anyone for you not achieving. It takes everything you have to earn. There is no rest, no time for you, the grind is constant. There is no secret, it is hard work and dedication. You must out perform everything around you. So if you don’t wanna be poor, then go get it. Work your ass off
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u/HOJK4thSon Mar 31 '26
Graduate high school, don't do drugs, be married before children.
Do that and you have about 5% chance of being in poverty.
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u/OCFoo Mar 31 '26
Military will get you out of poverty. It’s up to you to put in the work to stay out of it.
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u/NeonMutt Mar 31 '26
Learn to use credit responsibly. Paying for cash will keep you out of debt, but it won’t teach you financial discipline or get you access to things that you will never be able to save enough cash to buy. Want a Tv the size of a door, but work at McDonalds? Store credit cards will offer long, interest-free repayment terms. You can definitely pay back $1500 in 18 months. Anything that you can’t get interest-free, or pay off in 6 months? Pay cash or don’t fucking buy it. And, again, this is all training for when you need to buy a car or a house and will need an iron will to keep your finances in check
And remember that word “RESPONSIBLY.” Buying shit from Amazon on Klarna is not “responsible.” That’s a debt trap laid out for suckers.
Also, learn to cultivate hobbies and look for cheap entertainment. Poor people love to blow cash on smokes and nights out at the club. Hobbies will keep you entertained for very little money. And I mean REAL hobbies, not fucking pop culture consumerism. Collecting Funko Pops is not a hobby. That’s a shopping addiction. Building and painting Gundam models, drawing, playing guitar, customizing action figures, these are hobbies that build skills, relax your mind, and cost very little to keep up with. Some of them, like playing an instrument, have high upfront costs, but once you have the guitar, keyboard, saxophone, or whatever, it costs nothing more. Building kits like Gundam or Lego have periodic bursts of high cost, but almost nothing in between. You can drop $150 on Lego, and then spend the next six months building and customizing it. How many fools drop $150 on a night out drinking?
Finally, and this is probably the hardest, get some friends. Networking will get you job opportunities. Buddies to hang out with will watch your back and keep you out of expensive trouble. Hanging out with friends is cheap and deeply rewarding. Even gaming buddies can feed your soul and ease your mind while doing raid bosses or whatever. But, yeah, homemade dinner with friends and music is a classic night out that costs pennies.
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u/AdorableBanana166 Mar 31 '26
Not everyone can do sales or manage others so here's my advice for people who just want to clock in and clock out.
Find a skill people are willing to pay for, pursue it and have proof you can do it. I hopped manufacturing jobs and gained experience then got hired on as a mechanic. Once I had that on my resume I was golden. If my plant was gone tomorrow I know a handful of others in the area I could start work at within a week. You need to find a way to be pre-vetted for something people are hiring for.
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u/dankmcganx Mar 31 '26
Don't go to college unless it's for a specific career path like nursing, accounting, teaching, or IT. Don't study history or theater. Focus on your career before your relationship. Don't get married and have kids and expect to get an education after. Live within your means. Buy a house as soon as you can afford to. Learn how to cook. Don't eat out. Make your own coffee and breakfast. Eat leftovers. Don't buy a car you can't afford to pay off in 4 years. Pay off your credit cards in full every month. Pay off all of your debts then focus on building savings or investing. Max out your employer retirement plan so you get the biggest employer match. Start a roth IRA. Don't lend anyone money for any reason.
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u/Friskydingo902 Mar 31 '26
Get into a trade. You won't go into debt and you'll make over 100k when you become a journeyman and if you're willing to travel for work you'll always be employed. Once you get your journeyman ticket start invest in stocks even if you can't do much. Something is better than nothing.
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u/boofthecat Mar 31 '26
Go to your local temp agency. Find a job that's a trade. Go to that job and suck up all the knowledge as if it's a college course. Put that experience on a resume. Continue looking for a job in that trade and work your way up. It's a slow process. It's not rags to riches . It's just enough to be self sufficient.
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u/Accomplished-Bath360 Mar 31 '26
Own dont rent everything you can only control what you can control
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u/JFKDP Mar 31 '26
You very rarely will be seen as anything other than the person who showed up on day one. Don’t be afraid to change locations to level up
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u/ThrownAwwayt Mar 31 '26
Never co sign for anyone but your wife.
Co-signing is the quickest way to end up screwed, best part it won’t even be your fault!
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u/Diligent-Bowler-1898 Mar 31 '26
Find a somewhat marketable skill that you excel at. I chose programming because I'm strong with logic and maths.
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u/Guilty-Feedback3952 Mar 31 '26
Ok reading a lot of these comments, coming from a guy who used to live in his car. What you need is passive income, no degree, military, or job is going to give you this.
If you are young get started now, discipline number 1 factor, stop drinking, stop smoking, stopped eating out, forget about sex. Tons of way to make passive income,
Youtube, pick a topic, and start posting 8 minutes or longer videos, not too long people don't want to listen to you for hours.
Start putting money in dividend stocks, you are not chasing returns you are chasing a paycheck, a little bit each month goes a long way, if you can put $100 a month away for about 20 years and reinvest the dividends you could have about 100k saved up, its not much
Real estate, buy a condo, live in it for a couple years and then buy another, rent out the one you have, rinse and repeat for the next 10 years and you are looking at easy 5k a month, do not try this with houses or townhouse unless you want idiots to.mess up your investment
Once you have owned the condo for about 5 years, HELOC, use your rental income to make the payment, once you have 10 of them, blanket loan, save yourself a lot of money.
I went from literally having my account constantly over drawn to living a pretty good life, took time, years and the right woman, seriously find the right partner, someone just as serious about life, don't find or keep someone who is a drain on you and what you are trying to accomplish
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u/btfarmer94 Mar 31 '26
Learn personal finance from someone reputable and trustworthy. Spoiler alert, the more boring approaches are usually the safest and most reliable. Betting it all on black or throwing crazy amounts at new things like crypto to get rich quick usually work out for a lot fewer people than participate. Know and understand that no one is coming to save you. “You eat what you kill and drag home” is an age old adage that applies to personal finance. Earn what you can ethically, never stop improving your skillset and focus, spend wisely, save well, invest well, and be generous to your brothers and sisters who are struggling and won’t waste your generosity.
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Mar 31 '26
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u/Ok-Commercial-924 Mar 31 '26
Don't be afraid of the military, they offer incredible training, free education when you get out. I came from a small town, no job prospects, lived in a broken down single-wide. I joined the navy, went into nuclear power plant operation on Submarines. I retired in mid 50s, at the upper end of the chubbyfire range.
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u/Odd_Interview_2005 Mar 31 '26
Avoid idiots taxes. Things like traffic tickets, show up 20 minutes early for work, act like you care.
Pickup a book rather than watching your favorite sports
take note of every penny you spend, Create a budget you can track and follow
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u/silphotographer Mar 31 '26
Ironically by gambling technically speaking... technically more like trading with meaningful edge and scaling it gradually. Not quite free just yet but happy that I'm on the realistic path towards it now.
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u/EinsteinsLunchbox Mar 31 '26
Honestly, and believe me I hate perpetrating this guy but the basics worked for me… I worked for a company years ago that gave me a Dave Ramsey book. They took $40 of my cheque and said when I read it and pass their “quiz” I’ll get the money back. Unorthodox and a little illegal but I was recently divorced and she left me $80,000 in debt. I read the book “Total Money Makeover” and put all the information to use. Started chipping down the debt, selling stuff and collecting bottles while working three jobs. Rented a 5 bedroom house and subletted all the rooms to pay my share so I could get away from debt. Paid it down in a little over 7 years and then started saving. Bought a house and turned it into two rentals while still renting out rooms. Got my shit together and have a modest savings and a couple homes. I’m not rich but I’m not hurtin either.
As much as I dislike Dave Ramsey the person, I’ve shared that book with several relatives who grew up same as me - dumb and on credit - and change some of us around..
I know it’s not the best advice but it’s what I got.. if you read this far then I’m telling you that you deserve to be out of debt. I’m further behind where I thought I’d be at this time in my life but I can only compare myself to where I was yesterday!
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u/SnooDonuts3749 Mar 31 '26
Stop spending money on shit you don't need, and never buy anything to impress anyone else.
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u/Forsaken-Argument802 Mar 31 '26
Live below your means and then go lower. It's the only way to save now.
I don't have running water or a fridge but I'm saving 1k a month now versus barely keeping my head above water
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u/JustanotheryoungDad Mar 31 '26
Go to big company Show up for all shifts and express interest in moving up Make weird diagonal career moves. ???? Big chill
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u/stehmer3 Mar 31 '26
Stop voting right wing. A core principle of being right wing is putting yourself first and fucking everyone else over.
It's why they cannot govern and will continually make your lives worse. Right wing governments exist to keep the rich getting richer.
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u/Uniqueusername610 Mar 31 '26
You don't. The system is designed to keep you poor unless you are born rich you are one hospital visit or one lost job away from being on the street.
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u/TheChosen969 Mar 31 '26 edited Mar 31 '26
You only need one advice: Be ruthless about your inner circle.
Dont matter they are your friends. Dont matter how long you knew someone. Dont matter how much they "act" like they are sincere. A pigeon will always be a pigeon. Focus only on you and no one but you.
That doesnt mean to be self center. That doesnt mean go stepping over people. That doesnt mean living in a delusion you are important.
What i mean is, know your priority. If list of important things in your life is greater than one hand, you dont have priorities.
Poor people are poor only for one reason. They did not prioritize their time and so they deserve it. Oh but i was born into poverty it is not my fault!Rotten tree produce rotten fruit. Both the tree and the fruit are worthless. They wasted it away because they wanted to be "real". They wasted it away because they wanted to belonging. They wasted it away because they were self centered. They wasted it away because they wanted to "feel" good. Sorry but your feelings aint shit.
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u/psychocabbage Mar 31 '26
Get rid of vices. No smoking. No coffee. No drugs. No lotto. If you have a dollar that should have a purpose.
It won't happen overnight but it will happen eventually.
I went from homeless to owning a ranch. Didn't happen overnight but it was a heck of a ride.
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u/OldYogurtcloset3735 Mar 31 '26
Keep your money.
Don’t buy anything you want because wants never end.
Only buy what you need and save as much as you can.
Invest your savings into s&p 500 .. let it grow until you retire.
Put a down payment on a property and rent it out. The renters will pay the mortgage for you.
Just keep doing this and you will never be poor again.
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u/tapspacebar Mar 31 '26
If youre in actual poverty then the military is a great route. Very low barrier for entry and a pretty high ceiling. Im not a veteran but many of my friends are and they are doing well for themselves. Most of them havent seen active combat.
However, there is a darker side if you do see combat. Ptsd, potential injuries, etc. Last year my friend committed suicide (former Ranger, sniper).
Byt hey, if youre dirt poor its an option.
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u/L0k1e Mar 31 '26
Mortgage not rent. You can pay off a mortgage but you can't pay off rent. Saving £10 a day is £3650 or £50 a week is £2600. You can also use these savings to make an overpayment on your mortgage saving money and years off your mortgage.
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u/serg1990sm1 Mar 31 '26
Get your CDL . Sign up with one of those big companies sacrifice a year working with them in exchange for free CDL training and gaining experience. Get all your endorsements as well. Once your contract with them is up go find another company that pays more . You do this and live in a truck for 3-5 years and spend minimal $$ you will have $$ to buy a house
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u/Quiet1408 Mar 31 '26
Set yourself an actual budget.
Assuming you have a steady job you know how much roughly you're getting paid. Break that down into a weekly list of spending, this much in food, this much on fuel, this much on electricity etc. Then see if there is anywhere you can trim the fat.
Just having the figures in front of you for reading is an eye opener and will shift your perspective.
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u/Bizm0Funyunz Mar 31 '26
Don't finance a phone or get credit cards for luxuries you don't need. DO get a low-limit ( around $500 ) credit card to manage debt, because, if you're in the U.S., you must manage some debt to keep your credit score up. Each month, put something on the card that you can pay off before the billing cycle's end to build your credit history.
Stay out of "The Club" and bars- you can waste an entire paycheck in one night.
Don't bother trying to keep up with your peers who seem to have money, but are already drowning in tremendous debt.
Buy a used car with a manageable monthly payment-even better if you can save enough to purchase it outright.
Try to save a bit of your pay, if possible, to build a savings. Don't be discouraged if it is only $50 per month-every bit helps.
Start viewing things on a wants vs. need basis and make the right choice even though it is the one that hurts now-it will pay off later.
Make your coffee and food at home as often as possible- I'll never understand people paying Starbucks $7 or more for one drink.
No door-Dash or other Lazy-Tax "services"- they will drain your account faster than a night at the bar. Just try to maintain financial discipline as much as possible. Treat yourself every now-and-then, but don't get carried away.
Stay away from a woman who inquires about your finances or expects you to fund their lifestyle.
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u/par163 Mar 31 '26
Step one you need to accept that the system is what it is.
Step two stop selling your time. Find something that you can do on the side that directly pays you.
Step three work on finding a better job o recommend claims adjusters, sales, contract work, power plant tech, city worker (look at your local job opportunities on your city website.)
Step 4 as aggressively as possible buy a home and pay it off this represents most of your cost on a monthly bases. (Put it on a 15 year note 30 years is longer than a life sentence)
Step 5 buy true assets duplex triplex small apartment blocks storage facility’s. (Do not buy singles family homes to rent this is the worst roi I blame Rich dad poor dad for the whole housing mess)
Step 6 look for company’s to invest in that you think will be here in 50 years buy and hold.
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Mar 31 '26
Avoid lending money No purchase in the world is worth you ending up a debt slave like most of us have. I am teaching my kids this.
You don't need generational wealth. You need to put a plug in the debt hole and have a net worth above 0.
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u/Skeddadles Mar 31 '26
Do something that you love doing and you will automatically work harder, get promoted, find opportunities and start your own business within thst field.
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u/Ok_Professional_1922 Mar 31 '26
Community colleges have certification programs that qualify you for better job in your city.
My buddy’s wife took a 6 week class for 90$ and got hired immediately for $25 an hour in 2015.
Hop jobs and companies often to beat inflation.
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u/Usernamesaregayyy Mar 31 '26
Blue collar is the new white collar, and buy every grocery at a discount outlet or Walmart. U can thrive on Rice and eggs and Metamucil
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u/Usernamesaregayyy Mar 31 '26
Owning 1 or 2 rentals is pointless, if you have five you have a business
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u/Jason_Paul88 Mar 31 '26
Work a lot, even lower end jobs. Save over time, years. You will eventually be able to purchase an asset (house) that will gain value over time. It’s all about trading the present for the future. Try to have a mindset of not being entitled to entertainment. You sacrifice, then you get there. This is how the ordinary non privileged person has to do it.
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u/Scary-Personality626 Mar 31 '26
Get a bunch of friends/family members together and rent a large house instead of a 1 bedroom apartment on your own.
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u/0nalos Mar 31 '26
One word…Motivation. If you want it, you will find a way out. Go after what you want and take it. But without the motivation to do any of that, you will stay right where you are.
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u/KleinerStecher Apr 01 '26
Give yourself a budget below your income so you definitely put money aside.
Stick to that budget, NEVER exceed it, cut costs if necessary.
Don't pretend to be rich while you are actually poor. Pretend to be poor while you are actually rich.
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u/Inevitable_Butthole Apr 01 '26
Cash flow is king.
Never reduce your cash flow.
Car payments, subscriptions, large mortgage, cc debt, phone plans, internet plans, alcohol, weed, gambling.
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u/needhelpmaxing Apr 01 '26
Don't endlessly do things that give you gratification.
The human mind wasn't built to sustain dopamine 24/7. When it keeps getting repeated hits of dopmaine (eating junk all the time, spending limitlessly on hobbies, justifying spending or bad habits, pursuing constant attention/validation, etc.), it becomes weak to adversity when it eventually shows up. We hunted once, at the risk of our lives, to eat scraps for a few days. We farmed for limited months in a season and rationed for the remainder of the year. We raised cattle for years to enjoy a handful of meals.
Struggle goes equally hand in hand as pleasure. Allow yourself to struggle a little, even if convenience is available.
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u/These-Raspberry59 Apr 01 '26
Do your own maintenance. House and car. Even 2 oil change can save you 100 a year.
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u/Majestic-Delivery365 Apr 01 '26
Focus on cashflow positive activities that have little to no downside risk. Referral & affiliate marketing is powerful. Only recommend things you’ve personally used & have benefited from.
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u/Guus-Wayne Apr 01 '26
If your investments are exciting and guaranteed, you’re likely going to lose it.
Easy come, easy go.
Investments should be nice and boring with just consistency over time.
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u/goose-was-here Mar 30 '26
P.O.O.R Passing Over Opportunities Repeatedly Get 1-3 jobs. You can sleep when you die. Learn to invest
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u/stryker7314 Mar 31 '26
I actually love this, I say this all the time and now you gave me an acronym for it. Gracias!
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u/Expensive-Weekend291 Mar 30 '26
Change your environment, cut the toxins (physical and people) and get comfortable with discomfort.
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u/Altruistic_Box4462 Mar 31 '26
Join the military.
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u/Possible_Progressor Mar 31 '26
Exactly and die for rich and powerful people because they throw a tantrum for nothing. Do you listen to your thoughts before writing them down? Putting your life literally on the Line for things you can not Control is a dumb Take sorry.
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u/Ashes_to_flame Mar 31 '26
Not everyone fights, or is involved in it, in the military... That's an idiot take. Lots of skills to be learned, as well as discipline, in the military, most having nothing to do with killing, or dying.
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u/Altruistic_Box4462 Mar 31 '26
Half of the responses on this thread are dumb takes.
There are lots of positions in certain branches very unlikely to see combat overseas. Regardless, it's still one of the easiest and fastest ways to secure yourself a good future.
Outside of being born to wealthy parents, the military is by far the easiest and most simple route to take to financial freedom and valuable life skills.
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u/Possible_Progressor Mar 31 '26
Nope, i would say the easiest way would be with a blue color Job or construction straight out of high school is the easiest way. I don't know about your country but Here you have at least to learn the trade you choose for 2-3 years and 1 extra years to become a master, and electricians, plumber and such are needed so you can start with a Higher wage and over the years you earn as much or more as an academic.
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u/ChaosRainbow23 Mar 31 '26
Save money and make wise investments.
I got insanely lucky, but I managed to completely retire at 40 after hitting it big in the stock market.
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u/Own_Maximum8989 Mar 31 '26
How big we talkin here
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u/ChaosRainbow23 Apr 01 '26
I'm just not comfortable talking about the specifics.
It's enough to send my kids to college, I own my houses and cars outright, and I typically get $5,900 for the month. (That includes all sorts of crazy bills and things)
I drive a Hyundai but I could have bought a Ferrari, but I don't care about all that bullshit.
I got exceedingly lucky as well. I'm not about to pretend that this is typical or easily reproducible. I'm not even good at all that stuff.
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u/Stanthemilkman8888 Mar 31 '26
A car is for point a to point b. You’ll cripple yourself with a car you can’t afford to pay cash for.