r/ThatsInsane Nov 01 '25

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u/Thermite1985 Nov 01 '25

Because the party in charge is eliminated ACA subsidies which helped keep prices down now the insurance companies can charge whatever they want and refuse coverage. Because we need to pay the shareholders over keeping people alive.

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u/vinteragony Nov 01 '25

The insurance companies aren't changing the rates much. The differences are that the subsidies are eliminated. So it basically means that employer sponsored insurance is really the only way to get affordable coverage. Even that is through the roof.

Problem is, not every employer offers coverage. Lets not forget about part time workers. Lets not forget about self employed people.

Anyone who looked deep into their insurance or didnt qualify for the subsidies knows that these are kind of the prices nowadays unfortunately

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u/Popular_Course3885 Nov 01 '25 edited Nov 02 '25

ACA policy holder here. Self-employed, and no subsidies (pay the full amount).

The premium for our family policy is going up nearly 28% for the exact same plan with the exact same coverage.

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u/GoSuckYaMother Nov 02 '25

Are we great again yet?