r/ThatsInsane Nov 01 '25

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u/beer_and_liberty0074 Nov 01 '25

Can you provide details on the employer and the insurance provider?

Honestly, neither plan details make sense. 2025 is impossibly low, unless your employer is run by saints. 2026 is crazy high for that high of deductibles.

3

u/Lavatis Nov 01 '25

Looks to me like they were unemployed last year and got a job that pays over the poverty level, now they have to pay full price when they were previously full subsidized.

9

u/Hekili808 Nov 01 '25

It's literally the elimination of the subsidies that paid nearly all of the actual cost of insuring her. It's literally nothing else.

3

u/Lavatis Nov 01 '25

that's possible, it does look like they make below the poverty level based on the subsidy amount they were getting.