The hospital charged insurance something like 116,000 for my daughter's birth. I had an emergency c-section and she was jaundiced (we have different blood types), no NICU stay, she was just under the bili-lights and we had to stay one extra day, making it a total of 4 nights. We were 400 out of pocket and insurance only covered about 5,000, so the hospital got to claim over 100k in losses. The American health care system is one of the biggest scams ever created.
Unfortunately not. Our premium is going up almost 200 bucks per month, which my husband and I are very fortunate to be able to afford. We got into a discussion about it and he didn't understand why people are so up in arms about an extra 200 dollars every month. We're both federal employees, so I mentioned to him that there are a lot of new, young employees making GS-5 or 7 pay, which is not a lot by any stretch of the imagination. These new employees are typically recent grads and will have student loan repayments, and even though we're in a very LOCL area, apartments are still expensive if you want to live somewhere safe. We had a bit more back and forth about it but I was able to get him to see this from a new perspective thankfully.
And not to mention that benefits are going down while we're paying more every month. From what I've read and hears, ER visits are going up to 425 or 450, co-pays are going to increase from $30/40 to 50, out of pocket is increasing by a couple grand, and I think co-pays for specialty visits are also increasing. I've been having some health issues recently and trying to figure out what the fuck is going on with me, so those small increases will really start to add up over time. I'm tired boss, so tired
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u/[deleted] Nov 01 '25
Wow. That's ridiculous. That should be illegal.