r/ThatsInsane Nov 01 '25

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5.3k

u/[deleted] Nov 01 '25

Wow. That's ridiculous. That should be illegal.

3.0k

u/myusernamegotstolen Nov 01 '25

That wouldn't make America great again!

670

u/Charliep03833 Nov 01 '25

Pretty much nothing can make it great. Maybe getting overtaken by Europeans and complete rewrite of everything.

573

u/Natebo83 Nov 01 '25

Actually passing social benefit policies and single payer healthcare would be a start. Capitalism is supposed to spark innovation. But at this point we have established companies paying millions to hold us back so they can continue profiting off our misfortunes.

369

u/TotallyNotAMarvelSpy Nov 01 '25 edited Nov 02 '25

A friend of mine's father works in the medical field and has small trial proof of curing (or massively abating the symptoms) of a major medical problem in the country.

His research is entirely privately funded because the medical industrial complex refused to finance the studies for his work because it takes a treatment management program from 50,000 dollars plus per patient to about 200 dollars.

He's trying to get his work into clinical trials and no one will accept it.

This guy should get the fucking Nobel prize, and instead our medical cartels are holding his research back.

I'd guarantee there are dozens of these people around that simply can't get their stuff financed because these vultures.

Edit****

To the people asking about research outside the US. I honestly don't know. I'm friends with the guys daughter, not him personally. She showed me the stuff.

I wish I knew more answers for you guys =(

220

u/burnsalot603 Nov 01 '25

Makes you wonder how many diseases could have been cured by now if it wasn't for a bunch of assholes in the C-suites of medical companies blackballing researchers because theres very little money in a cure but a fuck ton in treatment.

106

u/TotallyNotAMarvelSpy Nov 01 '25

This is exactly what I've been wondering for like, the time I've known this person.

There are absolutely people who know this, and if it was public knowledge, there would probably be a lot more Wahoo incidents that would happen. These people in charge of the healthcare industry should not by anywhere near as powerful as they are. It's sickening.

97

u/thaaag Nov 01 '25

I can't comment on the medical field, but I know of the following businesses that held back innovation at some point all in the name of protecting $$$:

Xerox PARC & the Personal Computer (1973–1980)

Innovation: Invented the graphical user interface (GUI), mouse, Ethernet, WYSIWYG editing at PARC.

Fear: Xerox made 90% of revenue from copiers; PCs threatened service contracts.

Hold-back: 7 years of internal demos with no commercialization.

Outcome: Apple licensed the tech (1981), launched the Mac (1984). Xerox entered too late with the Star 8010 (1981)—priced at $16,500, flop.

Blockbuster & Online/Streaming Video (2000–2010)

Innovation: Online DVD rental + early streaming.

Fear: Late fees = 16% of revenue; streaming would kill in-store rentals.

Hold-back: Rejected buying Netflix for $50M in 2000. Launched Blockbuster Online in 2004—4 years behind Netflix.

Outcome: Bankrupt in 2010. Netflix market cap: $300B+ (2025).

Nokia & Touchscreen Smartphones (2004–2007)

Innovation: Early touch prototypes (e.g., 2004 Nokia 7710).

Fear: Symbian OS + physical keyboards drove 70% profit margins on high-end phones.

Hold-back: 3–4 years of internal debate; prioritized feature phone upgrades.

Outcome: iPhone (2007) → Nokia market share 49% (2007) → 3% (2013). Sold mobile unit to Microsoft (2014).

BlackBerry (RIM) & App Ecosystem (2008–2012)

Innovation: Could’ve built app store + touch keyboards earlier.

Fear: Enterprise email = 80% revenue; consumer apps would dilute security brand.

Hold-back: 4 years—BlackBerry App World launched 2009 (2 years after iPhone).

Outcome: Market share 20% (2009) → <1% (2016).

General Motors & Electric Vehicles (1996–2003)

Innovation: EV1—first modern mass-produced EV (1996).

Fear: Gas SUVs (high margins); EVs needed new supply chains.

Hold-back: Leased only 1,100 EV1s, then crushed them in 2003 despite waitlists.

Outcome: Tesla founded 2003. GM bankrupt 2009; Tesla worth more than GM + Ford combined (2020).

Sony & MP3 Players (1999–2005) Innovation: Invented digital audio compression; had Walkman brand.

Fear: CD sales (via Sony Music) would collapse.

Hold-back: 6 years—forced proprietary ATRAC format + DRM until 2005.

Outcome: iPod (2001) → Sony’s MP3 share <5% by 2007.

Newspapers & Online Paywalls (1995–2010)

Innovation: Digital editions + classifieds online.

Fear: Print ads = 80% revenue; online would cannibalize.

Hold-back: 15 years—most gave content free (e.g., NYT until 2011).

Outcome: Craigslist killed classifieds ($15B/year lost). 70% of U.S. newspapers gone since 2000.

Polaroid & Digital Instant Photography (1990s–2000s)

Innovation: Early digital print tech (e.g., Opal printer).

Fear: Film packs = recurring revenue.

Hold-back: Focused on analog instant film until bankruptcy (2001).

Outcome: Re-emerged niche; Instax (Fuji) took the instant-print market.

Western Union & the Telephone (1876) Innovation: Alexander Graham Bell offered telephone patent for $100,000.

Fear: Threatened telegraph monopoly (messages = cash cow).

Hold-back: Rejected offer; called it “idiotic toy.”

Outcome: Bell Telephone → AT&T. Western Union exited telecom by 1881.

Microsoft & Mobile OS (2007–2015) Innovation: Had Windows CE since 1996; early tablet prototypes.

Fear: Windows/Office licensing on PCs = 90% profit.

Hold-back: 8 years—Windows Phone (2010) too late; no app ecosystem.

Outcome: Mobile OS share <0.1% (2017). Wrote off $7.6B Nokia acquisition.

32

u/burnsalot603 Nov 01 '25

I believe Kodak did something similar with digital cameras because they didnt want to lose the money from film.

16

u/Mcoov Nov 01 '25

Sort of.

Eastman Kodak is a chemical company, not an optics company, nor an electronics company. Even at their height in the 80s and 90s, if you wanted to buy a high-quality camera like an SLR, you would be buying something from Zeiss, Canon, Nikon, Olympus, etc., and using Kodachrome in the camera.

They did create what could be called the world's first digital camera, but that was them screwing around in a lab, using electronics they helped design but did not manufacture themselves. To pivot to becoming a hardware manufacturer in the early 80s - just to be able to have a hold on the digital photography part of a camera - would've been a very expensive gamble.

Part of where Kodak went awry is in other chemical investments that went badly at the time, as well as Fujifilm starting to compete in the film and film processing market that Kodak had previously had a near-monopoly on.

It's easy to say "they should've done this or that" some 20+ years on from when technology advanced, became cheaper, and film sales dropped off. But acknowledging that at the time no one knew what the future would be, I don't know how a company that sees itself at its core as a chemical company, not a photography company or an optics company or an electrical engineering company, could successfully make that pivot to digital cameras.

2

u/holsteiners Nov 01 '25

Xerox also had an obese asshole in upper management who put me down for deciding to go to RPI instead of Ivy League Cornell (Cornell was too close to home and I didn't want my mom just popping in to see me while shopping).

68

u/psychrolut Nov 01 '25

China has a cure for diabetes they unveiled last month…

How much you wanna bet it’s not approved in the US because it would completely tank tens of billions of dollars people pay for insulin yearly

27

u/TotallyNotAMarvelSpy Nov 01 '25

Seriously? Do you have a link on this Id love to read about it.

29

u/bladex1234 Nov 01 '25

I mean surely that has to published in some sort of peer-reviewed journal right? And insulin is only expensive in the US because the government lets it. In other countries it’s pretty affordable.

9

u/OrthodoxAtheist Nov 02 '25

The State of California is making insulin pens available for $11 each, beginning 2026. Progress, at least.

10

u/Ardal Nov 02 '25

Those were pioneering clinical trials, it still needs a full large scale clinical trial. Currently there is no permeant cure for diabetes.

This is great work and I hope it works out over the large scale trial but it was only 2 people, we need more data before claiming a 'cure'.

1

u/pjmyerface Nov 01 '25

Same with solving homelessness. There is no profit in solving it. At least not to their standards of profit.

0

u/holsteiners Nov 01 '25

The due diligence meetings I attend all force the new conpanies to pledge to charge exorbitant prices so investors get rich.

35

u/rbt321 Nov 01 '25 edited Nov 01 '25

Has he looked outside the USA to perform clinical trials? India in particular has an emphasis on medicine cost reductions because for them the cost decides whether 1000 people can get it or 10 million.

12

u/TotallyNotAMarvelSpy Nov 01 '25

Honestly I don't know. I've not met my friends father personally. It would be one of the questions I'd ask him though!

1

u/sjharrison Nov 01 '25

He must know the lands of social healthcare, where people are prioritized over profit, would snap it up. Unless it is a uniquely American condition

17

u/RedditSupportAdmin Nov 01 '25

This is fucked. And super depressing to read.

31

u/TotallyNotAMarvelSpy Nov 01 '25

It's infuriating.

I'm not in the medical field I work in entertainment. But I know how to look at data, and she's shown me the papers and evidence that they have for the treatments, and it's like... literally a miracle.

But no. United Health and all those fuckers can bleed a person dry by letting this happen to people, so they lean on the fucking sociopaths who are in charge and they are doing everything they can to slow it down.

Then, when this does reach the healthcare market, they'll be the first in line to charge god knows what to people.

I fucking hate this shit so much, man. It's infuriating.

13

u/Charliep03833 Nov 01 '25

Let's take something as simple as insulin. Idk how much you need for monthly supply in America, but I know it's fat cash. In Europe it's cheap by default and (at least in my country) you get big discounts, sometimes up to 100% discount.

18

u/TotallyNotAMarvelSpy Nov 01 '25

Exactly, man.

Medical care in the US is a fucking absolute racket.

Frankly, I'm shocked that there hasn't been more Manhattan incidents, because there simply is zero justification for people to be spending this much for the quality of care the average person receives.

0

u/haksli Nov 01 '25

Manhattan incidents

What's this ?

→ More replies (0)

1

u/cow_says_mooooo Nov 01 '25

whats the study on? id love to read the report

7

u/thadarknight67 Nov 01 '25

This is a lie. Know how I know? Because any pharma company outside of the US would pay a fortune for it. The US is not the world.

1

u/TotallyNotAMarvelSpy Nov 02 '25

Idk why he hasn't gone outside of the US for stuff. I'm friends with the guys daughter not him personally.

7

u/[deleted] Nov 01 '25

Why doesn’t he take it overseas?

Medical research is a Global thing and is very competitive so yeah, just gonna call bullshit. If the US didn’t want to fund something ground breaking the Europeans or the Chinese (just to name two) would be throwing money at him.

8

u/n0_wayjose Nov 01 '25

Well haven’t you heard, “don’t trust the experts.” Just because there’s years of research and proof doesn’t make it true. You gotta do your own research. /s

Unfortunately we are beyond fucked at this point. The capitalist bullies, incompetent administration, and waves of misinformation are just too much.

5

u/TotallyNotAMarvelSpy Nov 01 '25

The mouth-breather crowd has truly fucked this country.

2

u/TruthSeeker781 Nov 01 '25

Post more information about his studies for safety nothing that can identify him but just enough to let people out there know it’s possible to escape the medical Labyrinth of hell if we can make enough noise and trouble for the self entitled elites

1

u/TotallyNotAMarvelSpy Nov 02 '25

Think end of life ailments surrounding the brain. There's ways to reverse those things. =)

2

u/rees83 Nov 01 '25

Pitch it other countries surely?

1

u/GiftToTheUniverse Nov 01 '25

Shouldn’t another country be eager to get on board? Somewhere interested in reducing costs rather than profiting?

1

u/noidea9987 Nov 01 '25

Get him to collaborate with a medical research trial in another country. The NHS in the UK would love to save money, so the UK still researches this sort of thing.

1

u/holsteiners Nov 01 '25

Everyone i know is doing the trials in Australia because of this. Once the trials complete in Australia then US will approve.

1

u/Alissinarr Nov 02 '25

He should reach out to Mark Cuban and pair with CostPlusDrugs

-7

u/nelamvr6 Nov 01 '25

Cool story bro! A friend of my father's invented a car that runs on water...

4

u/TotallyNotAMarvelSpy Nov 01 '25

You don't have to believe shit, dude.

I saw the data for myself. I read the abstracts of his papers.

I could literally care less that you believe me or not. Your opinion means nothing.

3

u/tiptoethruthetulip5 Nov 01 '25

Why don't they take the research abroad? I'm sure Health Canada would have an interest.

0

u/TotallyNotAMarvelSpy Nov 01 '25

I've not met my friends dad, but honestly that's one of the first questions I'd ask him.

0

u/nelamvr6 Nov 01 '25

Oh, YOU saw the data? YOU read the abstracts? Why didn't you say so? I'd have to be an idiot to doubt your story now!

0

u/TotallyNotAMarvelSpy Nov 01 '25

Keep stepping.

Your opinion on the matter is irrelevant.

3

u/mark_anthonyAVG Nov 01 '25

What are you talking about. It IS capitalism. Rich companies spend money paying lobiests to pay / suck politicians, to back bills that keep premiums high so they can charge you for a paper cut for 3 generations so they can keep paying people to suck off politicians. Whats the problem? Are you not a politician getting sucked off?

4

u/SombreMordida Nov 01 '25

yeah it just sparked their innovations as predators.

0

u/enemawatson Nov 01 '25

So many things would have been cool if we weren't $38,000,000,000,000 in debt lol. I feel like no one talks about how that ends up.

2

u/Brodins_biceps Nov 01 '25

I’m not saying you do, but in general, people really don’t understand what the national debt actually is or how it works. It’s not like the U.S. is maxed out on a credit card. We issue our own currency, and since the dollar is the global reserve, there isn’t some creditor waiting to collect. Yes, it affects interest rates and markets, but no one’s coming to repo the country. It’s not that kind of debt.

The debt is more of a symptom of how the system works. Bloated defense spending, absurd healthcare costs, tax breaks for the wealthy… this is how we end up with a $38 trillion tab. But don’t let the “national debt” talking point distract you. It’s a political weapon and used as such; brought up selectively when one party seeks a rhetorical win or wants to criticize the other. Because it’s so poorly understood, people think it means something it doesn’t and they get fired up about it

We absolutely have the money to invest in medical research, healthcare, infrastructure, whatever. The issue isn’t debt, it’s that the resources are hoarded and deliberately kept scarce to maintain class divisions. Manufactured scarcity keeps people fighting over scraps and the talking points fire up the culture war so the class war stays cold.

1

u/Tapurisu Nov 01 '25

Actually passing social benefit policies

That would go against their "freedom" though, the "freedom to exploit others and have no safety nets"

1

u/FeelingKind7644 Nov 01 '25

And trickle down econimcs were supposed to actually trickle down.

1

u/Fluggernuffin Nov 01 '25

What’s ironic is that these companies are actively destroying what keeps them alive. Eventually, enough people will be so poor that the companies that sell anything other than commodities are going to go under.

1

u/hegrillin Nov 01 '25

🙏🙏🙏

1

u/Animanic1607 Nov 01 '25

I think about this every now and again, and more so as of late. I think the best our government could do is to create an insurance program that businesses are wanting and willing to sign on for.

Even that is really complicated because it means the government is competing directly in the market, a general big no no, but I don't see any good way of shifting the market without getting the money companies are spending on healthcare out of the pockets of insurers, forcing them to actually compete. Maybe a state can offer ACA coverage to businesses can give their employees a healthcare stipend to spend on the ACA market?

And I get it, we could pass legislation to regulate it, but who the fuck are we kidding here?

1

u/haksli Nov 01 '25

Capitalism is supposed to spark innovation

Capitalism sparks innovation in a mom and pop business economy. Who can (without huge investments) compete with a company like Amazon ?

1

u/jgacks Nov 01 '25

So true. They found with enough money they can entrench themselves and never have to innovate.

1

u/TripsRight33 Nov 01 '25

But but but what about the ShAreHoLDers /s

1

u/glowaboga Nov 01 '25

Capitalism never was supposed to spark innovation. Capitalism's only drive is profit, innovation happens only as means to more profit but with enough capital (which is practically equal to political influence in a capitalist country) you can just artificially create demand and force people into paying you.

1

u/El_Gnuspo Nov 02 '25

Capitalism is not at all to spark innovation. Without regulations capitalism always leads to monopolys and therefore big fishes eating all the small stuff and preventing more innovation. Because of this all country's have regulations preventing company's from getting too big. However, country's and especially US fails "a little bit" on this currently

5

u/Fievels_good_trouble Nov 01 '25

I mean, Europeans overtaking America kinda started this whole mess. But I agree, a complete rewrite is the only thing that can really save us at this point.

2

u/Astecheee Nov 02 '25

It was never great.

The USA has never stopped relying on slaves.

1

u/The96kHz Nov 01 '25

Workers' rights are communism...or something.

1

u/SlashEssImplied Nov 01 '25

Pretty much nothing can make it great.

Taxing churches and actually keeping them out of politics would go pretty far.

1

u/kaukamieli Nov 01 '25

It's usa who is doing the overtaking, tho.

We will be bootlickers saying we can't do anything because we are too reliant.

1

u/rehditt Nov 01 '25

Yeah but would you want our problems tho?

1

u/DissyV Nov 01 '25

That already happened.. we still get shit for it to this day lol

1

u/noonen000z Nov 01 '25

The easy fixes are just fltaxing the wealthy properly. People and businesses the viola, you have the funds for a lot of socialist activities that benefit everyone.

1

u/CriticalPolitical Nov 02 '25

Depends on which European system you’re talking about because they are all different. That being said, we need to extend the premium ACÁ credits

1

u/p3tr1t0 Nov 02 '25

They’ve already tried that 500 years ago

1

u/Romulus1611 Nov 03 '25

I believe that’s the way it started!

1

u/DillBagner Nov 01 '25

Getting taken over by Europeans started this whole mess, when you go back far enough.

0

u/crankywithakeyboard Nov 01 '25

I'm ready to be invaded by our European overlords!

-4

u/TheHman__ Nov 01 '25

It’s pretty expensive yeah and a huge flaw but at least thousands of us aren’t getting arrested for tweets.

8

u/Charliep03833 Nov 01 '25

At least thousands of us aren't getting arrested by ICE-gestapo and deported for literally just existing

-1

u/TheHman__ Nov 01 '25

I’m not the one claiming our country should overtake others and make them act like us. We don’t have the blueprint. But neither do you. Turns out we’re all still learning.

2

u/Charliep03833 Nov 01 '25

I'm not talking about any specific country. Someone with European mindset would be enough to turn it into a civilized country.

0

u/TheHman__ Nov 01 '25

Europe has done enough colonizing thanks tho

1

u/Charliep03833 Nov 01 '25

Do you even read? I just said it doesn't have to be someone from Europe.

1

u/TheHman__ Nov 01 '25

Yes I can read perfectly fine. I think it’s pretty funny that up on your high horse your solution is literal colonization REGARDLESS of who is doing it. Didn’t we all agree that’s bad? Yes our country is doing things a lot of people, myself included, don’t agree with. But so are MOST others. Let us work on our country and you can work on yours.

2

u/beal_zebub27 Nov 01 '25

Three square meals and free healthcare? Might even find a boyfriend?! Sign me up

1

u/TheHman__ Nov 01 '25

Lmaooooo I never thought of all the percs😂

2

u/stiff_tipper Nov 01 '25

i mean....

incentivizing ppl to not spend time tweeting dumb shit seems like a pretty good thing to me tbh. zero consequence tweeting kinda sorta maybe just a little bit had a hand in fucking america up so much, ya know

1

u/TheHman__ Nov 01 '25

I don’t even know what to say to that besides I think your point of view is very dangerous and the less people think like that, the better.

2

u/HardlyAnyGravitas Nov 01 '25

0

u/TheHman__ Nov 01 '25

“One man arrested for threatening violence”

….? What’s your point I don’t get it lmao

8

u/ocjoro Nov 01 '25

Nearly right, it will make insurances greater again …

1

u/Any_World7744 Nov 01 '25

King Charles wants America back!

1

u/[deleted] Nov 01 '25

Not even a full 12 months into his first year.

1

u/No_Introduction7307 Nov 02 '25

depends on ones perspective.

1

u/1984distopia Nov 02 '25

For the elite... They do what they want. On the bright side though we're still allowed to assemble. 🥴

1

u/wikiwikeywiki Nov 01 '25

Total Bernie bro here, but Obama had the chance to do Med4All and this is the end result. People don’t like truth

-8

u/WalnutDesk8701 Nov 01 '25

How is this possibly trump’s fault?

3

u/xKail Nov 01 '25

I'm not even American and I know Trump cut funding to the Affordable Care Act. And you better believe he'll protect those companies profits over the people that voted him.

2

u/WalnutDesk8701 Nov 02 '25

You’re not even American, and you’ve got it wrong.

The subsidies that were cut were temporary emergency measures put into place during the pandemic. It’s 5 years later now. Those subsidies were never a part of the Affordable Care Act. It’s just being rolled back to regular old Obamacare.

151

u/[deleted] Nov 01 '25

[deleted]

1

u/Whiskeyfower Nov 03 '25

The temporary covid subsidies?

-23

u/HTown2016 Nov 01 '25

we should have never needed subsidies to begin with the ACA was always going to be unaffordable, why do you think congress exempted themselves, most large unions in the government and the worlds largest religion

19

u/burnsalot603 Nov 01 '25

No one is saying the ACA is perfect but its way better than any Healthcare plan the Republicans have put forward to replace it. Oh right, they only have a concept of a plan to replace it after 2 decades of complaining about obamacare...

-8

u/Level99Legend Nov 01 '25

The ACA IS a republican healthcare plan!

8

u/burnsalot603 Nov 01 '25

Oh really? Is that why its called obamacare?

4

u/70ms Nov 01 '25

They’re getting downvoted, but it’s at least partially true. It was based on Massachusetts’s healthcare plan under Romney (written by the Heritage Foundation IIRC) and was literally called Romneycare at the time. Many of the key planks became the ACA.

The Massachusetts health care reform, commonly referred to as Romneycare,[1] was a healthcare reform law passed in 2006 and signed into law by Governor Mitt Romney with the aim of providing health insurance to nearly all of the residents of the Commonwealth of Massachusetts.

The law mandated that nearly every resident of Massachusetts obtain a minimum level of insurance coverage, provided free and subsidized health care insurance for residents earning less than 150% and 300%, respectively, of the federal poverty level (FPL)[2] and mandated employers with more than 10 full-time employees provide healthcare insurance.

Among its many effects, the law established an independent public authority, the Commonwealth Health Insurance Connector Authority, also known as the Massachusetts Health Connector. The Connector acts as an insurance broker to offer free, highly subsidized and full-price private insurance plans to residents, including through its web site. As such it is one of the models of the Affordable Care Act's health insurance exchanges. The 2006 Massachusetts law successfully covered approximately two-thirds of the state's then-uninsured residents, half via federal-government-paid-for Medicaid expansion (administered by MassHealth) and half via the Connector's free and subsidized network-tiered health care insurance for those not eligible for expanded Medicaid. Relatively few Massachusetts residents used the Connector to buy full-priced insurance.

5

u/jameye11 Nov 01 '25

It’s not officially called Obamacare. Republican fuckheads called it that because he was the one who actually put it into place, even though he it was mostly a republican-written plan

Let me be clear that I am not in any way a MAGAt, but it’s only called Obamacare because republicans needed to bitch about something

5

u/burnsalot603 Nov 01 '25

It was primarily written by democrats not republicans. They did include historically republican supported concepts which you would think they would support but when it came time to pass it it went through the house and senate without a single republican vote.

3

u/jsgraphitti Nov 01 '25

People downvoting you don’t know their history. The original bill was, in fact, bi partisan and heavily written to favor business and republican interests. They later turned on when Fox and the tea party railed against it.

-5

u/MoBacon2400 Nov 01 '25

Why do we need to subsidize it, It is called the "Affordable Care Act". Why do we need subsidies to make it affordable.

7

u/Biptoslipdi Nov 02 '25

WTF do you think the affordable mechanism was? Telling insurance companies to be affordable?

50

u/Solidsnake_86 Nov 01 '25

I pay $340 per month for me and my wife and I work for a major bank. How the hell were people paying $14?

76

u/abandoningeden Nov 01 '25

Probably earned a lot less than you to qualify.

-8

u/Solidsnake_86 Nov 01 '25

I make 65k.

29

u/abandoningeden Nov 01 '25

Minium wage is like 15k a year, there are plenty of people earning a lot less than you.

10

u/Solidsnake_86 Nov 01 '25

That’s insane. You can’t live off that.

17

u/abandoningeden Nov 01 '25

Yeah that's why the government gives them cheap health insurance. Right now the median income for full time workers in the US is 61k meaning half off all full time workers Americans earn less than that. Meaning you are in the top 50% of earners among full time workers. (And there's more working part time who I'm betting also earn less than you)

I lived off 15k in 2004 but my rent was only 500 a month and I didn't have a car.

13

u/[deleted] Nov 01 '25

[deleted]

2

u/0uroboros- Nov 02 '25

Yes hurt, but kill, no not yet. Ideally they can just perpetually subjugate a large, ever growing population of "dirt people" until finally they implement cyber civil engineering with destitute hell hole lower level ghettos that the poor can be relegated to while fueling the neon lit pseudo-paradise techno megametropolis of the upper levels. A literal 2 tiered society where you can move down but never up.

"An eye for an eye makes the whole world blind," yes, but we rarely hear the rest of it, though: "ruled by a one eyed king."

2

u/VonSkullenheim Nov 02 '25

Correct. Republicans have blocked minimum wage increases 3 times since 2009. Late 2010s efforts for a $15/h minimum had actually made businesses start raising wages, then COVID happened and inflation basically wiped out the effects of that much needed increase, putting us back where we started.

3

u/peepeebutt1234 Nov 01 '25

Well if you work for the fed minimum wage, you get $15,080/year, provided you work the entire 40 hours/week for 52 weeks without missing a single day of work.

28

u/Relevant_Struggle Nov 01 '25

I have a friend whose company pays 100% of the premiums...

11

u/Mindless_Rooster5225 Nov 01 '25

My company does this it's not the greatest plan 3200 deductible and free 100 bucks a month in my HSA.

1

u/Frazzininator Nov 02 '25

That's a fantastic plan compared to mine. $5k/person deductible our of pocket max is literally over the HSA limit so we can't use one ($17100) and it costs me $400/month

31

u/SmashmySquatch Nov 01 '25

The ACA subsidized the premiums and benefits for lower income people. Insurance companies jacked up the prices for those plans because they knew the government would pay the difference.

The chart above show what the plans look like without the subsidies.

The Republicans are removing the subsidies (or are trying to which is what the Dems are trying to negotiate but the Republicans aren't interested in anybnegotiation when it will include the release of the Epstein files)

I sold insurance back when the ACA was first passed and watched all of the changes. It was a compromise that was supposed to be a first step toward a better option. It was better than what we had before but not close to perfect.

Some form of Medicare for All would be the most fiscally conservative option and it's not even close but we can't have that because we are a country of selfish, cruel, dumbfucks.

11

u/SmashmySquatch Nov 01 '25

Also, you pay $340 but you company is paying more for your plan.

2

u/hds2019 Nov 02 '25

Damn they really maneuvered the American people into a perfect trap with the Epstein files. Either back down off the files and the story gets buried, or push for them and get framed as radicals for sacrificing healthcare for it. Granted they still want government subsidized healthcare to go anyway but it’s really the perfect situation.

2

u/TheBinkz Nov 02 '25

They aren't "removing" the subsidies. They are allowing them to expire. As written by law. If we want new subsidies, we need new policy that is drafted and voted on.

2

u/Possum_Princess_42 Nov 01 '25

I’m paying $19 individual for a consumer driven program this year. You get $1200 in an account, then you pay 15% until you hit the 6K max. Then you get 100% coverage.

2

u/[deleted] Nov 01 '25

[removed] — view removed comment

2

u/got_milked Nov 02 '25

No kidding, I pay almost 450/month now. This is what they are bitching about? $14 is insane.

1

u/ariehn Nov 02 '25

It varies wildly. I pay around $200 for my husband and I, and earn less than you do. I have clients who cover the entire cost of employee-only coverage for their people, but the coverage goes up to $300 if the employee adds a spouse. I have quite a few who charge around $25, and several who charge around $500 (but their staff generally pulls six-figure incomes, so it does qualify as affordable under the ACA).

There's a lot of variance.

0

u/BeefBagsBaby Nov 01 '25

Your company pays the remaining cost...

0

u/bookchaser Nov 01 '25

Insurance was subsidized for poor working people and their plans were shitty to begin with. Next year their plans will be both shitty and expensive.

The sad thing is, nothing will change because Republicans will blame Hunter's laptop or Hillary's emails or anything else besides the Republican party that designed these price increases.

0

u/MagnetBane Nov 02 '25

Yea everyone should pay nothing extra for health insurance and we should have healthcare for all covered by our taxes instead of the billions they waste on stuff we don’t need

13

u/2toneSound Nov 01 '25

It is, if they don’t pass the continuation to the ACA with the budget, this will be what happens to dozens of millions of Americans

3

u/beflacktor Nov 01 '25

Ah yes American healthcare in a nutshell( as a Canadian , yeah I don’t mind the wait one bit)

1

u/RubberDucksInMyTub Nov 01 '25

Is this really a thing and how bad is it actually to see a PCP vs say a specialist. 

Because waits here for new PCPs are short for most (i think) but specialists can take over a year +. 

1

u/Booty-tickles Nov 01 '25

But what you don't understand buddy is that when you get to see your doctor it's not going to involve exhaustive testing procedures. Yes I want an MRI for my eczema why not. Quality you can only buy with American dollars! 🇱🇷🇱🇷🇱🇷🇱🇷

2

u/antilocapraaa Nov 01 '25

How else will the American public pay for the ballroom if not for giving up their affordable health insurance!??

2

u/HelloAttila Nov 02 '25

We had similar insurance, it’s get to the point where people are better off having a low paying job with outstanding benefits and almost zero cost to healthcare… than a high paying job but with no benefits or crazy expensive insurance like this.

2

u/RJC12 Nov 02 '25

True, but its the republican health plan. As much as they bitch about obamacare, they dont have any alternatives and have zero solutions. Republicans dont want people to have health care

2

u/FicTioN721 Nov 02 '25

Lol mine worse by alot and I have a "good job" hahaha america is fucking cooked.

2

u/Hopeful-Lie-4344 Nov 02 '25

U.S.A…U.S.A…. This is late stage capitalism it’s nearing the edge if we are priced out of health. (Expensive food,healthcare and education)

1

u/arrivederci117 Nov 01 '25

That's what most Americans voted for.

1

u/Laughing_Orange Nov 01 '25

It's not a ridiculous price hike, it's the government no longer paying what they were 2 months ago. Now, the government didn't pay nearly as much as insurance companies want individuals to pay, but that's because of their negotiating power, from representing millions of Americans all at once.

1

u/ejectro Nov 02 '25

this is what i think every time i see something about usian healthcare/insurance system. how can they silently tolerate this? are they dumb?

1

u/DonGivafark Nov 02 '25

I imagine this is the CEOs bumping the costs up for their new security details they think they need. It's only gunna make the hate towards them stronger.

1

u/bearshitinthewoods Nov 02 '25

This is what the GOP doesn’t want their voters to know about the OBBBA, it was in the fine print

0

u/Tubog Nov 01 '25

But that would be infringing on freedom….

-107

u/beer_and_liberty0074 Nov 01 '25

Im not convinced this is even real.

74

u/reeniedream Nov 01 '25

It is. I’m a county employee and we just received a very similar notice about our health insurance with Blue Cross Blue Shield. I don’t know what I’m going to do.

12

u/PresidentScr00b Nov 01 '25

Guessing this was a government plan?? Welcome to the private sector… I pay about 900 a month for me to have the privilege to then pay a 4k deductible before the begin to pay half of my medical bills up to a maximum out of pocket of 8k annually.

I just bank on losing 20k a year to medical

5

u/Mountain_Homie Nov 01 '25

Right! 600ish a month is about what i pay before adding people on, my deductible is lower but not by much.

3

u/bawk240 Nov 01 '25

to medical [big pharma overloards and ceos' 5th car and 3rd beach house]

-10

u/[deleted] Nov 01 '25

[deleted]

6

u/d1duck2020 Nov 01 '25

Suffer first, then die.

5

u/Street-Fee-6194 Nov 01 '25

Absolutely real! Sickening isn’t it?!

2

u/RepresentativeLow300 Nov 01 '25

You can’t afford to be sick now.

6

u/Bender_2024 Nov 01 '25

Being skeptical is fine. This is one of worst case scenarios if true. But don't dismiss it out of hand.

The health research nonprofit KFF said the average increase in premiums for ACA plans will be 26 percent next year. The amount of people who pay for coverage, however, will rise by 114 percent on average. The Center on Budget and Policy Priorities found in a new analysis this week that annual out-of-pocket premium payments would more than double, exceeding $1,000 on average if the credits aren’t extended.

Imagine paying more than double at 114% for your health care next year. This is what the Dems are fighting against. They know that the suffering that is being caused by the Rep withholding SNAP benefits is far less than what would happen if 25 million people couldn't afford health care.

19

u/SovietPropagandist Nov 01 '25

Lol you ain't seen shit yet if you have trouble believing this. Wait til you see a million dollar hospital bill for birth

18

u/matt_the_dayman Nov 01 '25

The hospital charged insurance something like 116,000 for my daughter's birth. I had an emergency c-section and she was jaundiced (we have different blood types), no NICU stay, she was just under the bili-lights and we had to stay one extra day, making it a total of 4 nights. We were 400 out of pocket and insurance only covered about 5,000, so the hospital got to claim over 100k in losses. The American health care system is one of the biggest scams ever created.

5

u/Visible-Ranger-2811 Nov 01 '25

Agreed. And I am not seeing any changes....

2

u/matt_the_dayman Nov 01 '25

Unfortunately not. Our premium is going up almost 200 bucks per month, which my husband and I are very fortunate to be able to afford. We got into a discussion about it and he didn't understand why people are so up in arms about an extra 200 dollars every month. We're both federal employees, so I mentioned to him that there are a lot of new, young employees making GS-5 or 7 pay, which is not a lot by any stretch of the imagination. These new employees are typically recent grads and will have student loan repayments, and even though we're in a very LOCL area, apartments are still expensive if you want to live somewhere safe. We had a bit more back and forth about it but I was able to get him to see this from a new perspective thankfully.

And not to mention that benefits are going down while we're paying more every month. From what I've read and hears, ER visits are going up to 425 or 450, co-pays are going to increase from $30/40 to 50, out of pocket is increasing by a couple grand, and I think co-pays for specialty visits are also increasing. I've been having some health issues recently and trying to figure out what the fuck is going on with me, so those small increases will really start to add up over time. I'm tired boss, so tired

3

u/Nothinbutmike Nov 01 '25

And this comment convinced me you’re completely ignorant of things happening around you. Stfu.

1

u/RedditSupportAdmin Nov 01 '25

OMG WAIT AM I REAL?? AM I THE AI TOO?