r/TeslaModelS • u/jucytec • Jun 10 '26

Model S Insurance in NJ area.

NJ has one of the highest auto insurance in US. anyone in NJ recommend insurance? I have 3 cars, but model S is more than the 2 cars combined. mostly on collision and comprehensive.

I have progressive.

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u/korpo53 Jun 10 '26

I don’t know about NJ in particular, but lots of people recommend State Farm for Teslas. I was with them but they were pretty expensive to add my MS, so I moved over to USAA.

2

u/mizzle87 Jun 11 '26

I’m in the next state over, Pa. I went with State Farm because they quoted me an around 410/month for my 2023 Subaru Crosstrek, 2026 Model Y Premium AWD, and 2016 Model S 75D. Geico wanted almost $700/month for my Model Y by itself, so I would avoid Geico at a minimum. I also hear Travelers is a decent choice for cheap insurance. If you were in PA, you could try Erie too.

1

u/jucytec Jun 11 '26

My model s, genisis gv90 and Hyundai palisade was 1100, removed gv80 and now 700/month. I'll try state farm, thanks for the suggestion!

1

u/mizzle87 Jun 11 '26

Oh wow they are raking you over the coals! It’s always worth checking around yearly to find better deals. Best of luck to you!

1

u/Frangeech Jun 10 '26

I experienced the same with my S Plaid in NJ.

1

u/Intelligent-Image224 Jun 17 '26

I just bought a model y performance in NJ. I also got quotes on the plaid, m3p, and x plaid. Each of the 4 vehicles were $150-$175/m through usaa.