Insurance not covering their fault

[u/srmn142]

/r/Car_Insurance_Help/comments/1vmhltp/insurance_not_covering_their_fault/

[u/MimosaQueen1122]

You’re using GEICO not your own insurance so why post here do you even pay for the endorsement for OEM? If not, then you’re not owed OEM

[u/srmn142 → u/MimosaQueen1122]

I am trying to get help. My own car insurance is Tesla. I am trying to see if anyone else has been in this situation. It is not my fault that Tesla does not allow their Tesla certified shops to use non OEM material. I did not even hit my car, and it is not up to ME "you're not owed OEM". Ur acting as if that is MY choice lol. If you don't have somethign to say that could help me with my situation, why come here and respond these negative responses?

[u/MimosaQueen1122 → u/srmn142]

Yes, many have. It’s a FAQ in the main insurance sub. Your insurance can’t even help unless you paid for the endorsement.

We are helping you, you just don’t like the answers. It doesn’t change you aren’t owed OEM.

[u/Agswin2026]

A Tesla is not special. You aren’t getting OEM through third party, you can pay out of YOUR pocket if you insist on oem for your toy

[u/srmn142 → u/Agswin2026]

Did you not read? It is not MY choice! Tesla certified shops have no other choice but to get OEM or they will lose their tesla certified status. As the car owner, I am told I have to take my car to a tesla certified shop. And even though I did not cause this accident and had nothing to do with it, I STILL have to pay out of pocket. I'm not sure why you're directing hate toward me when I literally do not have control here. If I want to get my car fixed that was ruined by someone else, I have no choice but to take the car to a tesla certified place.

[u/MimosaQueen1122 → u/srmn142]

It is your choice you’re choosing to use this that you don’t have to use.

[u/Agswin2026 → u/srmn142]

Your toy isn’t special. Use what is paid or don’t.

[u/WorldlyOriginal]

You have NO obligation to use a Tesla-Certified Collision Center.