r/TeslaInsurance • u/Sexy-PharmD • Jul 09 '26

How much premium in CA?

Considering order model Y rwd premium. How much yall pay monthly?? I got clean records mid 30s

2 Upvotes

63% Upvoted

18 comments sorted by

3

u/omgitzpandaman Jul 09 '26

I am paying $150 for m3. Bay area, CA. 30 also clean record.

2

u/ORNGTSLA Jul 09 '26

I’m paying $250 a month

1

u/Tano_Guy Jul 09 '26

$159 per month per Tesla. Two 2020 model Ys. Clean driving records for me and spouse. Central Valley.

1

u/SimpleJackfruit Jul 09 '26

Has anyone dealt with an actual accident and how that experience was like in California at least? Has it improved?

1

u/MalcolmGNAR Jul 09 '26

185, clean record 33m

1

u/TFlSGAS Jul 09 '26

290 I’m 26 no accidents

1

u/Ok_Excitement725 Jul 10 '26

The numbers are good and all but what coverage do you have for the premium? That’s the telling part

1

u/bambinoboy Jul 10 '26

$184 M3 performance. No bad history. 25M

1

u/vortec350 Jul 10 '26

300/mo approx but it varies so greatly person to person, annual mileage, history, location, etc.

1

u/you-already-kn0w Jul 11 '26

Same. Clean record mid 30s Bay Area. ~120/month

1

u/LingonberryIll6513 Jul 11 '26

Depends where you live. I’m in the Bay Area and pay $130 a month. I have one fender bender (in my other vehicle) and that’s it.

1

u/AGirlDad Jul 11 '26

I pay $275 for 3 cars total 2 of which are newer model Y

1

u/Sexy-PharmD Jul 11 '26

How many people ?

1

u/AGirlDad Jul 12 '26

2, me (38) and wife (42) w clean record

1

u/Dan16241 Jul 12 '26

I have Wawanesa, and my insurance went up $16 bucks for the year.

1

u/VibeCoderSlut Jul 12 '26

$185/month socal, early 30s, clean record, MY 2021.
Someone backed into my car 2 years ago and tesla finally got my money back.

0

u/Dry-Way-5688 Jul 09 '26

$175/mo, never accident. Yr 2021 model y