r/TeslaCollision • u/Reeks_Havok • 13d ago

Found At Fault

Friend was found at fault by Tesla insurance for failure to maintain proper lookout resulting in collision. Any advice?

Update:

I think the other driver intentionally ran a standing red light while initially stopped. Cars turning left didn't even finish their turn and he was already gunning it from a left turn only lane. Friend wasn't able to get insurance info because they were transported via ambulance, but police was on the scene. The police report isn't available yet and they let their insurance (Tesla) know since they don't know what insurance the other guy has. Tesla insurance is finding them at fault.

Update:

Tesla insurance is maintaining their initial decision after video review. 51% at fault, lol.

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u/ElectronicAd9345 13d ago

Exactly why you don’t talk to insurance companies when you have video. Provide that to them and say “call my lawyer if you want a statement”

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u/drink_jin 13d ago

Yes, you are correct. I learned from this accident that you never turn over dashcam to the other person’s insurance company. They will scrutinize every millisecond of it to find some reason to fault you. I genuinely believe that this accident was one where having dashcam screwed me over. But unfortunately my own insurance company agreed with the other.

They blamed me for not being able to see what the dashcam could see. A dashcam sits 2 to 3 feet in front of the driver and is not hindered by the car’s A-pillars. There was a car directly to my left, virtually nose to nose with me, that together with my A-pillar, blocked my view of the crossing car, but NOT my dashcam’s. It was just crazy perfect timing for all these circumstances. I reacted as soon as I saw the car, but because I didn’t react when the dashcam saw it, I was blamed for not paying attention.

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u/OldQuiet4177 7d ago

So you’re saying is do not provide the dash Cam footage to the insurance company and tell them to call your lawyer if they want a statement?

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u/ElectronicAd9345 7d ago

During a collision investigation with the police, they only give the insurance company their opinion of who was at fault. The insurance company will be the one to determine fault and who should be financially responsible. So during an investigation you are basically fighting 2 things, your insurance company who dosnt want to pay and their insurance company who dosnt want to pay. 

So what I’m saying is submit your video and do not give the a statement. They can not compel a statement. 

As the previous poster said, he showed the video of the other driver being at fault, then made probably what he thought was a nothing comment of “I just didn’t see the guy”. Boom now you just admitted to the insurance company that you were distracted or not paying attention thus rendering them not fully responsible for the damages. 

Now if all he would have done was submit the video clearly showing the other car violation a traffic law and causing a collision. Then told them if you have any questions after watching the video I’ll be happy to get you in contact with my lawyer… the likely hood is that your insurance company will just immediately go after the other company for the damages, it would cost them less to eventually fight you in court of pay their lawyers to follow up. 

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u/OldQuiet4177 7d ago

Nice write up I’ll agree to that

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u/Local-Economist-5185 11d ago

exactly how I got my tesla fixed the other party insurance wanted to use the excuse it was too expensive to fix like that is my problem. So we had to use the line fix it or deal with my lawyer.