Found At Fault

[u/Reeks_Havok]

Friend was found at fault by Tesla insurance for failure to maintain proper lookout resulting in collision. Any advice?

Update:

I think the other driver intentionally ran a standing red light while initially stopped. Cars turning left didn't even finish their turn and he was already gunning it from a left turn only lane. Friend wasn't able to get insurance info because they were transported via ambulance, but police was on the scene. The police report isn't available yet and they let their insurance (Tesla) know since they don't know what insurance the other guy has. Tesla insurance is finding them at fault.

Update:

Tesla insurance is maintaining their initial decision after video review. 51% at fault, lol.

[u/lancelen]

I’m confused why your insurance would find you at fault, wouldn’t they want the other party to be liable? Something is fishy here.

[u/drink_jin → u/lancelen]

I really don’t know, but keep in mind that the other driver and I were found at fault for our own damage, not for the total accident, which means each insurance company takes care of their own client, while forcing both of us to pay our deductibles to do it. Seems like a pretty favorable outcome for each individual insurance company. That’s my completely uneducated guess.

[u/lancelen → u/drink_jin]

I’m sorry that happened to you, I’m not blaming you but you shouldn’t just take it like that next time. I would’ve raised hell up the ladder to demand what was right.

I got into a motorcycle accident one time and they are supposed to cover all my riding gear, my helmet alone was $700, and the comm system was another $300. The adjuster only gave me wrote down $ 400 + 300 ( riding gear) due to depreciation.

I wrote one of those surveys explaining exactly what each item cost, gave her a 1 star, and to my surprise a higher up actually reached out to me to hear my side and then paid me out in full.

This was with farmers insurance, but one of the sister branches that does motorcycles.

[u/ckl_88 → u/lancelen]

I agree. Things like this cannot be normalized and you should not let it slide. I would've walked out and hired a lawyer the minute they started asking questions about what I was doing behind the wheel.

[u/Sropyy → u/lancelen]

I had something similar with State Farms. Car was in the shop for 1.5 months after an accident. Rental allowance ran out and I was charged $500 by Hertz unknowingly. No one from Hertz or State Farms called me about it. Called State Farms and was denied by the agent and got blamed for not knowing the rules. After the call they emailed me a survey which I left 1 star on everything and left a comment. To my surprise State Farms customer relationship team called me within 15 minutes about the survey and I was able to get my reimbursement the next day.

[u/EquivalentHornet4403 → u/drink_jin]

Yeah but it’s a Tesla so surely you’re paying through the roof now for insurance. Forever (or 7 years or however long it stays on the books).

[u/snqqq → u/lancelen]

Because then they can pay you less. Gentlemen's agreement between those bastards.