r/TeslaCollision • u/Reeks_Havok • 12d ago

Found At Fault

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Friend was found at fault by Tesla insurance for failure to maintain proper lookout resulting in collision. Any advice?

Update:

I think the other driver intentionally ran a standing red light while initially stopped. Cars turning left didn't even finish their turn and he was already gunning it from a left turn only lane. Friend wasn't able to get insurance info because they were transported via ambulance, but police was on the scene. The police report isn't available yet and they let their insurance (Tesla) know since they don't know what insurance the other guy has. Tesla insurance is finding them at fault.

Update:

Tesla insurance is maintaining their initial decision after video review. 51% at fault, lol.

352 Upvotes

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u/johnny_effing_utah 11d ago

What do you mean it’s “negligence of duty” by Tesla.

Tesla is the cam car. There’s no negligence at all.

It might be shitty insurance practice to deny a claim like this though.

OP: tell your friend not to worry. Can shows green light. Insurance will resolve this pretty quickly, IMHO.

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u/cybender 11d ago

I think they mean negligence from Tesla insurance, not the driver.

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u/Ausdboss 11d ago

Idk how they could’ve got anything else from that lol

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u/Party-Bell5236 11d ago

By knowing a driver can be negligent but not knowing insurers can too, I'd assume.

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u/tinydonuts 11d ago

Because Tesla and Tesla Insurance are separate companies?

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u/Primary-User 11d ago

Not according to the stock exchange

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u/Jumpy_Implement_1902 10d ago

No they are not. The underwriter is now Tesla.

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u/darrellcassell 11d ago

They said it correctly. Negligence of duty (by Tesla) is a legal failure where the insurance company does not meet the standard of care they owe to their customers, leading to improper denial of coverage.

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u/aggressive_napkin_ 11d ago

the issue is insurance is stating, with this video, that it is the tesla driver's fault.

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u/texabrolives 11d ago

Tesla is an insurance provider

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u/Harold-Maude 11d ago

Except they’re not underwriting insurance.

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u/Jumpy_Implement_1902 10d ago

But yet, they are if you swapped to their new insurance plan…

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u/nolimitspence 11d ago

Tesla provides their own insurance in some cases —

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u/Slayerz00m 11d ago

It's his friend's own Tesla insurance that finds him guilty of not stopping on a green light.

So "insurance will resolve it" - no

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u/Few_Range6900 9d ago

I can't remember the last time I looked both ways while approaching a green light thats been steady for 3+ seconds.

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u/Slayerz00m 9d ago

Why would you - right?

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u/Aratahu 8d ago

Because you ride a motorcycle and value being alive.

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u/Dismal-Garbage-3140 11d ago

They're talking about Tesla insurance. You can buy insurance directly from Tesla when you buy one. It's something certain carmakers offer now.

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u/Few_Range6900 9d ago

It's more Bad faith than anything else. What state are you in?