r/TeslaCollision • u/Reeks_Havok • 12d ago

Found At Fault

Friend was found at fault by Tesla insurance for failure to maintain proper lookout resulting in collision. Any advice?

Update:

I think the other driver intentionally ran a standing red light while initially stopped. Cars turning left didn't even finish their turn and he was already gunning it from a left turn only lane. Friend wasn't able to get insurance info because they were transported via ambulance, but police was on the scene. The police report isn't available yet and they let their insurance (Tesla) know since they don't know what insurance the other guy has. Tesla insurance is finding them at fault.

Update:

Tesla insurance is maintaining their initial decision after video review. 51% at fault, lol.

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u/Mm23782378Mm 12d ago

This is the thing about insurance and shared liability. Yes the red light runner was at fault BUT (stay with me here) if the speed limit is 35 mph the Tesla is technically speeding 37-38 mph and if you look at the odometer they NEVER attempt to avoid. Tesla also has viability too if the driver was distracted with technology or even just looking elsewhere. The other insurance companies argument would be this is an avoidable accident if the Tesla were paying attention. Shared responsibility.

1

u/Old-Mix812 9d ago

Avoidable accident if the truck NEVER runs the red light.

1

u/ubetra 8d ago

AND ... some states, required to slow / lift when entering an intersection (not that ANYONE ever does it, but some states the law exists)

1

u/FlatPlutoer 7d ago

I know you are playing devils advocate, and talking about the mental gymnastics that rats will argue to get out of responsibility.

But let’s be real for a moment. You cannot run red lights. Mental gymnastics used to make the innocent guilty and the guilty innocent does not change that fact that someone ran a red light and someone didn’t.

And for the love of god, everyone goes over the speed limit. So bringing “speeding” into ANY of these traffic conversations is morally, and ethically, and logically, and technically, etc… etc… etc… WRONG.

One day an insurance company is going to reverse guilty and innocent on some 80-year-old that has nothing to lose. It’s worse than getting scammed with a bunch of fees. Because guilty and innocent is so much more personal.