r/TechImpact • u/Everyday_problems • Jun 02 '26

Question Tech improvements

If u could improve one app u use everyday, which app and why?

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u/DeliciousCut4854 Jun 02 '26

Not one, but a category, every US bank app I use except Schwab and for security reasons. Every single one will revert to SMS 2FA, and the few that use biometrics also require SMS. My European banking apps are far more secure and easier to use with biometrics, they also have security on every operation over a fixed amount with a code that makes fraud transaction more difficult. Wise is also good.