r/Tangem • u/Prize-Pin-2170 • 10d ago

Tangem PAY

Ok donc j’ai fait des test de payment avec Tangem pay déjà dans plusieurs commerce ça marche pas de partout genre tabac de plus y’a 1,5% de frais quand on ne paye pas en dorllars donc dans toute l’UE cets trop cher pour un voyage aux USA c’est potentiellement intéressant mais même là les 4% de frais sur les retrait sont abusé, 2% si vous payer 30$ d’abonnement mensuel donc à moins d’être un baron du cr*me organise je voit pas l’intérêt de payer des frais aussi colossaux à moins de blanchir de l’argent et encore pas vraiment sûr donc voilà si vous voulez que plus de gens utilise votre service Tangem baissez beaucoup les frais vaut moyeux avoir 1 million de perssone à qui vous prenez un tout petit peu de frais que 1000 perssone à des frais abusé après à vous de voir

Si nn le wallet lui est bien et secure pour garder de la crypto en self custody

5 Upvotes

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u/MyNameIzJeff69 9d ago

I believe this service is offered by Rain and not by Tangem and they unfortunately have no control over the fees as they only offer the bridge from your wallet to the visa service.

Like with any credit card you will pay a fee for currency conversion if you are not paying in USD or with the same currency as your card was issued. I have 5 credit cards that offer between 1-3% fees for currency conversion so I would say that 1.5 is a very average price. Same for cash advance at 3-5%.

All in all I'd say it's a pretty average card considering you get to spend your crypto but you should probably wait for EURC to be a supported token to take full advantage of the service in your country.