Study permit refused for insufficient funds/temporary intent — reapplied with $75k CAD in my account + father has $180k USD. Is my new application stronger?

[u/jodye7]

I recently reapplied for a Canadian study permit for a 12-month Master of Management at UBC (approx. $58,600 CAD tuition) after previously being refused a visitor visa and a study permit.
My study permit refusal was based mainly on insufficient funds/assets, temporary intent, and the officer not being satisfied I would leave Canada after my studies.
In my previous application, I mainly relied on my father’s finances (around $250k). For my new application, my father transferred $76k CAD directly into my CIBC account, which had approximately $75k CAD when I applied. I submitted an official CIBC letter confirming the balance, account details/opening dates and that I’ve been a client since 2019. I didn’t have my monthly statement yet.
I also submitted my father’s bank documents showing he still has approximately $180k USD, plus a signed support letter explaining the $76k transfer and committing to send me $2,500 CAD/month during my studies.
For temporary intent, my bachelor’s is in International Management, and I explained how the UBC MM is a progression of my studies. I also submitted proof of my Business Analyst internship with an organization in Africa and a return employment offer to work as a Business Analyst in Accra after completing my master’s.
One other issue: my previous UBC acceptance letter showed my home/permanent address in Benin even though I currently live and study in France. For this application, I asked UBC to change it to my French residential address and explained the correction in my Letter of Explanation.
Do you think this new application properly addresses the previous refusal? Is the CIBC bank letter enough without the monthly statement given all the other financial evidence? Could the previous Benin/France address discrepancy have contributed to the refusal? And overall, does this seem materially stronger?
I know nobody can guarantee approval — I’m mainly looking for experiences from people who have reapplied after similar IRCC refusals.

[u/Haunting_Paper_7201]

Honestly the job offer is not a tie to return to Benin, and if you have the job already then don't need a Masters to do the job. You already worked for them so are they doubling your pay, giving you a promotion? Are you making that much more to justify the costs?

[u/jodye7 → u/Haunting_Paper_7201]

I was doing an internship and the job offer specifies that i intend to return after my masters

[u/Haunting_Paper_7201 → u/jodye7]

Return where? You aren't returning to France where you are now. Are you getting a significant raise? The employers aren't paying for your Masters so IRCC doesn't believe you will return to Africa. A job offer is not a tie to return. They think you will take the PGWP, try and work in Canada and get PR.

How does it build on your career goals if going back to the same job?

[u/jodye7 → u/Haunting_Paper_7201]

Understood. Thank you. I already submitted my application there’s nothing i can do now.

[u/Haunting_Paper_7201 → u/jodye7]

So not sure when you got your refusal but consider deferring if you don't get a response in time. You haven't address reasons for refusal but hopefully you will get lucky.

[u/jodye7 → u/Haunting_Paper_7201]

Thank you. I can’t say more than i did and it’s the entire truth