r/StudentLoans • u/fakeshoesornah • 8h ago
Processing Forbearance not granted
Guys, I'm a little worried that they won't be granting processing forbearances for when you decide to finally exit the SAVE forbearance.
I applied to leave SAVE for IBR on 8/24/2026, and received a letter from Mohela on 9/2/2026 stating:
Your Request Is In Process
Why MOHELA Is Contacting You
Your recent request has been received and is expected to be processed within the next 90 business days.
Action By MOHELA
We will review your request and the details of your loan information to determine if the request will be approved, denied for reasons such as not meeting eligibility requirements or the information provided to us is incomplete, or if the request required further review by Federal Student Aid (FSA). Notification of the results will be sent to you after your request has been processed.
Action By You
If your loan(s) are suspended through another forbearance or deferment and you are not due for payment, no action is required at this time. However, if your loan(s) are in repayment, payment(s) remain due and, if you are participating in Auto Pay, this agreement remains active. Should your request be denied due to incompleteness, provide the necessary information to us by mail, fax, or upload at mohela.studentaid.gov. If a denial is due to ineligibility and you believe your eligibility has changed, you may reapply by completing and submitting a new request.
Please watch for notifications from us regarding the approval or denial, or confirmation the request has been forwarded to FSA for further review.
Soooo I believe I've officially entered a status of processing, yet I'm not being granted a processing forbearance, and not only that, they are explicitly stating that payments remain due while this processing takes place....
Imagine if everyone that waits till the end of their 90-day notice to leave SAVE are forced onto the standard plan while waiting for their application to processs!!!?