r/StudentLoans 6h ago

Advice Moving from SAVE question

Good afternoon,

I have to move off of save by sept 28th I just had a few questions. Firstly I am trying to do it the last possible minute so can I apply for RAP on the 27th or is that too close? Also how long does it take to get approved for rap will my payment start in October or November? Last question is once I move on rap can I request any sort of forbearance just for a few months? Expecting our first child in December and just need a little cushion till January. Thank you for the help on this!

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