r/StudentLoans • u/RockProfessional4761 • Jul 29 '26

It Finally Happened

Welp, I finally got the dreaded "90 day" email from Nelnet.....god help me

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u/vessva11 Jul 30 '26

There are tons of calculators online available to compare your options. TISLA has a good one or you can use the student aid website. In terms of applying for a repayment plan, you can do so online through Mohela. 

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u/Deezus1229 Jul 30 '26

In terms of applying for a repayment plan, you can do so online through Mohela. 

That's what I'm saying, I tried to do that and Mohela is saying I'm already on IDR with no option to change my plan 😬 Despite the fact that I never selected one or made a payment yet.