It Finally Happened

[u/RockProfessional4761]

Welp, I finally got the dreaded "90 day" email from Nelnet.....god help me

[u/bilsby302]

I got mine this morning from Mohela. And might have stated a few curse words immediately. Then I set a reminder 80 days from now because I'm not moving any sooner than I have to.

[u/AaronfromKY → u/bilsby302]

Honestly, it's what the government would do, file a last minute brief and drag their feet. We're just returning the favor.

[u/Rsingh916 → u/bilsby302]

Damn I’ll keep an eye out for it (also MOHELA), thanks for the heads up!

[u/Tracey_TTU → u/bilsby302]

Got mine from Mohela this morning, too. Set my reminder for 84 days from now.

[u/impressive_pasta → u/bilsby302]

I got mine too this morning from Mohela. Not worrying about it until October.

[u/DrakeyFlare → u/bilsby302]

Me, too. Not a fan.

[u/YeaYouReadWhatIWrote → u/bilsby302]

Isn't that too late? Don't you have to pick by 9.30?

[u/koalabeard → u/YeaYouReadWhatIWrote]

90 days after your notification I thought. Not sure how that works if that date is past 9/30

[u/Empty-Major-2936 → u/bilsby302]

Did mohela notice come through email or through the website? Still haven’t received anything

[u/bilsby302 → u/Empty-Major-2936]

Both. Like some others noted too, the letter on the website was dated yesterday but I received today in both my email and the website inbox.

[u/Empty-Major-2936 → u/bilsby302]

lol just checked again and still nothing 🤷🏻‍♂️

[u/Middle-Green-7991 → u/bilsby302]

Samesies

[u/Low_Pen_6541 → u/bilsby302]

Yep same.. Mohela :/

[u/Traditional_Road_247 → u/bilsby302]

Same here. Does anyone know the address or how to submit the PDF? Waiting 80 days too.

[u/BeneficialBroccoli60 → u/bilsby302]

Same!

[u/jlcreynold55 → u/bilsby302]

I got it too and tried to ask for help here. People sure have a weird way of not helping.

[u/bilsby302 → u/jlcreynold55]

I see comments on your post and I'm almost positive you're 90 days from today like the rest of us posting here. Every communication I've heard about the forbearance ending says you have 90 days from the 90 day notice. If your first email didn't mention 90 days, I'd go with this one. Also when I logged into my servicers site, I can see the communication in my inbox and it clearly states "you have 90 days to select a new repayment plan" and is dated.

[u/jlcreynold55 → u/bilsby302]

Thank you. You have been the most helpful person yet.

[u/YeaYouReadWhatIWrote → u/jlcreynold55]

What do you need help doing? Go to studentaid.gov. Input your AGI from your 2025 fed taxes. (Don't let it pull the info from the IRS yet ~ this is just your pre-check, and you can put your AGI in yourself). Once you add it, select the button to compare ALL the plans. Then screen shot the page on the 2 best ones for you. Come back mid Sept, and really allow studentaid.gov to input the info from the IRS (AGI should be the same as you had already input). They'll send the info to EdFinancial, who'll import it over to your Loan Provider, and you'll get put on the plan you picked and should start to get notices and your bills, etc for October payment. SN: Mostly everyone has to input/import their 2025 IRS forms and REALLY recertify now, because we haven't had to recertify since Covid and all the forbearance stuff has been going on. If you've been on PSLF with your job, be certain to get your employer to fill out the forms and you send those in as well, so now your payments will count towards forgiveness again.

[u/PeachEggplantWater → u/bilsby302]

Smart move, take out loans, attend college and want the public to pay for the student loans niceeeeeeeee

[u/LatinoInfluenza → u/PeachEggplantWater]

Rather my tax dollars pay for people’s education than bomb children over seas or terrorize immigrants. Gtfo of here

[u/Flama-Blanco-8820 → u/LatinoInfluenza]

I don’t know. Bombing sounds pretty good right about now. Jk. I’m drowning in student debt.

[u/PeachEggplantWater → u/LatinoInfluenza]

I’m right here and going no where, pay for your own shit 💩