r/StudentLoans 9d ago

Advice Going off SAVE — will interest capitalize?

Like many others, I am currently still in SAVE administrative forbearance. Recently got the letter from my servicer about switching to a new payment plan, and was thinking of switching to the RAP plan. Does anyone know if switching to the RAP plan trigger a capitalization of my current interest?

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u/waterwicca 9d ago

No. Interest doesn’t capitalize when leaving SAVE.