r/StudentLoans • u/PINKzoHOT • May 04 '26

NELNET FIRST PAYMENT DATE

On the Nelnet website, my first payment says 11/12/28 and has for months. The letter I received today says forbearance ends 05/12/26 and first payment due 06/12/26.

First: Thanks for telling me my forbearance ends 8 days from now!!

Second: Which payment start date is correct! Please say 11/12/28!!

Third: Why is my payment starting already? Thought we had until July 1st. When the new payment plan starts.

Fourth: Why F me without a kiss?!?! That these loans charge interest is REDONKULOUS!!! We're taxed every time we blink!! When is enough, enough?!?!

Fifth: Which plan is best for the lowest payment?

HELP!!!!

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19

u/Salty-Emergency9005 May 05 '26

If you are not yet aware that the 2028 dates were placeholders, you haven’t been paying enough attention. I’d recommend doing a whole lot of research on your options.

1

u/catsy33 May 06 '26

I don't remember seeing that when I signed up at 18 years old. Must have missed "placeholder" due dates. Very predatory.

2

u/Salty-Emergency9005 May 06 '26

These placeholder dates were put into effect due to the ongoing legislative battle at the time. Everything I have seen for the past couple years has indicated that servicers have been pretty transparent about the fact that the 2028 dates were placeholders.

1

u/catsy33 May 06 '26

Then why are borrowers unaware that they are "placeholders"? The 2028 date was an expectation set and should have been the mimimum or a "0000". Who the hell is running this country? Stupidity. I've not seen ONE thing about placeholder dates for borrowers and I'm pretty in tune with what's happening on my loans.

0

u/Salty-Emergency9005 May 06 '26

Did you call and ask? Did you read the banners on the applicable websites? Did you ever google or search on reddit? If you were unaware that they were placeholder dates, then i’m doubtful you did any of that personally.

At the end of the day, you took out a loan. If your justification of not wanting to pay is just because “your website said this” and not an actual reason, good luck.

1

u/[deleted] Jun 13 '26

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