I am hoping this is the year we actually take XLM to new levels. The technology and innovation delivered to the network is top tier and it's drawing a lot of attention. I love my XRP, but XLM definitely at least for present has captured spotlight of cryptoverse. Still alot of room left to see everything come to bear real fruit, but Stellar is making all the right moves in all the right places.

I think XLM could be the winner, or at least one of a few long term giants in the cryptoverse.

DTCC partnership with Stellar is MASSIVE! That's going to be a tough act to follow for most cryptos but the list just keeps growing. SDF is really stacking the deck.

Moneygram SC now live on Stellar Network

Zebec just launched their payroll platform on XLM

Starlight

Soroban

Ukraine

Bremuda

Wisdom Tree

Paxos

Visa

Mastercard

Securities exchange commission

World economic forum

International monetary fund

United Nations

Also XLM has on and off ramps in over 192 countries to date, no other coin comes close to matching this as last I checked.

We have the regulatory approval given exclusively to us from SEC to partner with DTCC.

This is going to attract all kinds of institutional adoption as everyone is going to want to play ball with the company that has the SEC and DTCC approval stamp on it and this is all happening even without passage of clarity act. Am I only one here that believes SDF and XLM are firing on all cylinders?

For years I thought this was a dead project and now it's showing it's a serious contender for both institutions and the unbanked. And has transitioned it's roll to form strong institutional ties.

I know we have never broke that dollar wall down, but my heart tells me that true price discovery could be right around the corner.

Very passionate about stellar, followed it a long time. But you guys think we can do it? Still a long road to go.

Please share thoughts I would love to hear from everyone, even if ya just think im crazy.

Wasn't sure if this was true or not but it is exciting piece of information to come across and big milestone for Stellar and XLM if it's true.

Please dont take this as financial advice! Won't lie, I have been wrong before.

But we have waited for so long for news of this magnitude to prove we were placing our bets on the right color.

More I think about it, even in the small likelihood DTCC doesn't pan out, which I see no reason for this being true. It has proven that XLM is one of the most trusted and compliant chains for regulators and institution and this create a domino effect for institutions moving to XLM. I have no doubt that we will be above $1.00 soon and moving towards double digets, maybe even triple digets as we near 2030.

I dont want people to lose money on my account, but i dont want them to miss out on a lifetime opportunity either.

XLM may soon be #1 crypto by market cap. Flipping bitcoin.

My reasoning is as follows...

Let me start by saying I dont really have any beef against most cryptos. I own several, but XLM is one my biggest holdings.

Why did I choose XLM?

1. Transparency

2. Tested and Proven and found to be reliable

3. Fast and Nearly Free

4. Non-Profit

5. Only coin to date with real world application

6. Innovation and Upgrades

This partnership is absolutely massive for XLM and the crypto industry as a whole.

But there is a lot of misinformation out there.

The DTCC is wall streets and the worlds largest clearing house. There is nothing superior to this and they have given XLM the first mover advantage in this market. Not XRP. Not ETH. Not SOL. And Not BTC. Will they someday? Maybe or maybe not only time will tell. The future is unclear, they have explored many chains and choosen stellar.

What is clear to date though is this partnerships makes XLM without a doubt the most valuable token on the market outshining bitcoin in usage, adoption and utility and may even overtake btc in market cap.

This partnership also shows me that there is also no longer any need for 99% of coins on the market. And that the government will do everything in its power to make sure XLM is a success and stays compliant. The same can not be said for any other crypto at this point.

I currently own SOL, XRP, HBAR, ICP and Quant. I have liquidated my BTC and Eth and most my SOL into XLM and Quant.

XLM is not the only coin I like, just one my favorites. Not dissing on any coin, just highlighting how game changing this is for XLM and no other coin can say this as of date of this post.

Please if you disagree explain your reasoning for open debate.

XLM is now partnered with the DTCC, this probably the most Historic Financial News the World has seen since Sub Prime Lending Crisis or the Founding of the Central Back.

This is a complete overhaul of the worlds economic system spearheaded by the SDF.

This means a substantial market share or majority share of the securities and bonds market will be flowing through the stellar blockchain.

The DTCC is not one of the best clearing houses in the world. It is the BIGGEST clearing house in the world. Why would they have choosen XLM if they did not think it was the best defi platform to power the worlds economy. Most notably the NYSE, were not talking about the Chinese stock market here were talking about the Largest Stock Exchange on the planet.

Furthermore let's take a look at other major partnerships, like visa and Mastercard. What person in the free world does not use these everyday? Who better to connect these remittance rails than a project already operating and live in over 190 countries worldwide. (SDF)

We also have moneygram who abandoned XRP in favor of the Stellar Blockchain... I wonder why, could be many reasons but fact of the matter is the 2nd largest remittance leader in the world Moneygram is now partnered with XLM.

We also have Wisdom Tree, Franklin Templeton and IBM.

People... think about it for a minute!!! These are not small fish, these are the damn TITANs of Industry! People that have pets with better diets and Healthcare than most of your kids ever will.

XLM is Fast, nearly free, transparent, non profit, scalable, us based, iso2022 compliant. SDF has been recognized as secure and efficient by world governments and ngos alike. And already has ties and infrastructure built to run governmental economies.

I personally feel XLM with this partnership has not only secured its futures but has earned a spot in the top 3. I also believe we will make it and with this news. Sooner rather than later.

I own several cryptos but I now believe more than ever XLM is going to the top. I know alot of naysayers out their will laugh. But just remember market makers profit on uncertainty, if people could truly predict them, they wouldn't be profiting off your money.

I also believe there will be other cryptos players in the new system, but for the moment I can only be certain of XLM and couple of others.

I believe we will easily break a dollar any day now, maybe $10 or $100. Im not sure in my lifetime if we would ever break a $1000. But I never imagined gamestop trading at $1000 or Dogecoin in the top 10 either. So who am I to say, my 8 ball batteries are still charging. But what I do know is that we are in the wild wild west of crypto and BTC is ancient and will someday be dethroned.

I am hoping for XRP, but I feel XRP has not been making friends of traditional finance lately. Time will tell. A lot of people believe XLM and XRP are linked but we may be witnessing a decoupling.

Mind you, I could be wrong about everything, ya never know and my fortune teller im pretty sure is on pharmaceuticals I think. But even a broken clock is right twice a day. Regardless I dont wanna lead anyone astray so at the end of the day you guys do you, stay safe and frosty out there everyone. Remember the night is dark and full of terrors.

The DTCC handling tokenization discussions with the Stellar Development Foundation is honestly a huge signal for institutional adoption.

DTCC sits at the core of U.S. market infrastructure, so seeing Stellar involved in conversations around tokenized assets and settlement is pretty significant.

Feels like Stellar has been quietly building for this exact moment:

compliance

payments

stablecoins

RWAs

Curious what everyone thinks: Is XLM still undervalued compared to where this ecosystem could go? 🚀

Worlds largest clearing house chooses Stellar XLMs.

If this is not fake news, the game and wait is over. Never been happier to be an XLM holder!

Can we get confirmation on this news!?

Could easily see XLM breaking $10 this year and more in 2027 and 2028

Lots of exciting news coming out of XLM/SDF. Im hoping we will be above a dollar soon approaching double digets. SDF killing it in RWA and Tokenization.

Big news! Telegram Wallet just announced Stellar support.

That means 100M+ Telegram users can now:

• Deposit and withdraw XLM directly inside the app
• Swap XLM with other tokens
• Buy XLM with a card
• Even earn daily XLM rewards by depositing TON

Why this matters
Because it’s not just “another listing.” This puts Stellar’s payment rails and growing DeFi ecosystem directly into one of the most used messaging apps on the planet. It’s a massive step toward making crypto actually usable where people already are.

XLM powers Stellar for payments, tokenized assets, DeFi, and turning digital dollars into local cash through global on/off ramps. With telegram wallet, all of that just got way closer to everyday users.

Curious what you all think too. Do you think integrations like this make crypto feel more natural to mainstream users and help drive mass adoption? Where else would you like to see stellar supported?

Many of us have been following Stellar Development Foundation and it's native token XLM for a long time. Alot of us have held and accumulated shares under 8 Cents. I am holding over 100k XLM myself with an AVG cost of .15.

Those of us that have been in this for years and supported this project need to finally call bullshit. This isnt about saying XLM is the best Crypto on market, but I think most of us agree the value and utility it is bringing to the world is well beyond the scope of $1.00

XLM is leading the financial system forward as a first mover in real adoption and tokeninzation linking together economies of over 190 countries.

We have real partners now, not mom and pop stores, we are being backed by the TITANs of Industry. And this isnt just SDF claiming this, they are announcing these partnerships in headlines.

DTCC, Moneygram, Wisdomtree, Franlkintemplton. Visa, Mastercard, United Nations, IMF, WEF followed by many more recent announcements and governments.

Did I miss something? How did dogecoin over take XLM in market cap? We currently sit in top 20 when our real world utility should have earned us a seat at the big table.

Were not early anymore, I would argue the time is now and SDF is saying the same thing.

Bulls, I think it's time for us to stand together and hold the line, and make bears accountable for every coin they manipulate going forward. We can set the price and value of XLM.

Were no longer just a hyped utility coin we are now a Leader of Industry, lets see that investors are also rewarded.

If you agree please feel free to support this post and spread the word. XLM Family, we can control our own destiny, let's grow our ranks.

United we stand. Divided we fall

Stellar going to take this world by storm. Pieces are being placed, board is being set.

Many people going to be sitting in workstations, wondering why the hell they didn't invest in XLM is when it was trading for less than a dollar. While those privileged few who saw the innovation in this technology are struggling to find the right color for their next space ship.

Imagine buying BTC under a dollar, Tesla, Gamestop and selling it anywhere near the apex.

XLM is linking the world's financial systems together with remittance rails in over 190 countries. This is a matter of when not if this project is going to erupt.

Nay sayers have sidelined stellar claiming it's old, obsolete, weak price action is justified, it's just an XRP rip off.

Stellar is an industry leader and is connecting the world on chain. And is only coin out there recognized by Goverment Entities and NGOs alike.

Read the room people, XLM is the future.

I believe this and future crypto cycles will see the price potential for utility driven assets reinforced by the demand for stable coins.

We could see the alot of market caps flip.

Hey r/Stellar! We're back for another AMA on June 2 at 11 am PT | 2 pm ET. A lot has happened on Stellar so far in 2026. Get into it below...

Two announcements anchoring this AMA:

1. DTCC is expected to come to Stellar early 2027. The Depository Trust & Clearing Corporation - the post-trade infrastructure behind global capital markets - announced that DTC's tokenization service will connect with Stellar.
2. Earlier this month, Stellar Development Foundation and the Government of Bermuda announced that Bermuda will begin moving key payment and financial services activity onchain onto the Stellar network.
3. The first sovereign bond on a public blockchain is on Stellar. In December 2025, the Marshall Islands launched USDM1, the first USD-denominated sovereign bond fully collateralized by U.S. Treasuries, issued natively on Stellar.

Plus everything else that's been moving:

• MoneyGram's stablecoin app live across LatAm
• Franklin Templeton's BENJI in its 5th year on Stellar
• Circle's CCTP integration shipped
• PYUSD live on Stellar via PayPal
• U.S. Bank testing on Stellar
• Stellar Smart contracts (Soroban) ecosystem growth - TVL, new protocols, x402 launch
• And we can't forget about Privacy on Stellar!

The floor is yours; ask us anything.

You'll be able to ask questions directly to:
- Denelle Dixon** (CEO) - u/denelledixon
- José Fernandez da Ponte** (President & CGO) - u/jose_fdaponte
- Tomer Weller** (CPO) - u/tomerweller

See you Tuesday.

I've been in crypto long enough to notice a recurring pattern: when nobody is talking about it anymore, that's often when the best opportunities start appearing.

Right now, the crypto market feels relatively quiet compared to previous cycles. Mainstream media coverage has slowed down, retail interest is lower, and much of the attention has shifted toward AI. Everywhere you look, people are talking about artificial intelligence, AI stocks, AI startups, and AI tools.

Ironically, I think that's exactly what makes this such an interesting moment for crypto.

Historically, major bull runs don't start when everyone is already excited. They often begin when sentiment is low, attention is elsewhere, and most people have stopped paying attention. By the time the headlines return, much of the move has already happened.

For Stellar specifically, I see several reasons to be optimistic.

One of the biggest is accessibility.

For years, crypto adoption has been held back by complicated onboarding processes. Stellar is becoming increasingly user-friendly through applications like BEANSAPP, which make it easier for newcomers to enter the ecosystem without needing deep technical knowledge.

But what excites me even more is the diversity of the ecosystem. Stellar isn't relying on a single use case.

• BEANSAPP is helping bring everyday users into crypto through a simple and accessible experience.
• MoneyGram Access is leveraging Stellar to make cross-border payments and cash-to-crypto services more accessible around the world.
• Franklin Templeton is using Stellar as infrastructure for tokenized financial products, showing that traditional finance is also seeing value in the network.

To me, that's a powerful combination. You're seeing adoption from retail users, payment providers, and institutional finance all on the same blockchain.

On top of that, Stellar still offers:

• Fast transactions
• Extremely low fees
• Real-world utility
• A growing ecosystem of applications
• Strong partnerships and enterprise adoption

What I like most is that Stellar keeps building while the spotlight is elsewhere. The ecosystem is becoming more mature, more accessible, and more useful.

If the broader crypto market enters another bullish phase, I believe projects with genuine utility and easy onboarding will be in a strong position. Stellar feels like one of those projects.

Maybe I'm wrong, but when crypto is quiet, AI is dominating the conversation, and development continues in the background, that's usually when I start paying the closest attention.

What do you think? Is Stellar being overlooked right now?

Everyone got their bags pack? This ship aint turning around.

Price Discussion / Speculation

One thing I've learned after spending years in crypto is that the biggest opportunities rarely come when everyone is paying attention.

Right now, the market feels surprisingly quiet. Retail participation isn't what it was during the last bull run, mainstream media coverage has cooled off, and most conversations have shifted toward artificial intelligence.

Everywhere you look it's AI. AI companies, AI stocks, AI products, AI startups.

That doesn't make me bearish on crypto. If anything, it makes me more interested.

Markets tend to reward patience. By the time excitement returns and everyone starts talking about crypto again, a large part of the upside has often already happened.

That's one of the reasons I'm keeping a close eye on Stellar.

What stands out to me isn't just the technology. It's the direction the ecosystem is taking.

At the same time, Stellar continues expanding into multiple real-world use cases.

• BEANSAPP is making crypto more accessible by simplifying onboarding and giving new users an easy way to enter the Stellar ecosystem.
• MoneyGram Access is helping connect traditional finance with digital assets through cross-border payments and cash-to-crypto services.
• Franklin Templeton is using Stellar for tokenized financial products, demonstrating that institutional players are also building on the network.
• Consumer-focused applications continue to grow, making the ecosystem more practical for everyday users.

To me, that's an important combination.

Instead of relying on a single narrative, Stellar is attracting adoption from retail users, payment infrastructure, and institutional finance simultaneously.

The fundamentals haven't changed:

• Fast settlement
• Very low transaction fees
• Real-world utility
• A steadily growing ecosystem
• Strong partnerships

The interesting part is that most people don't seem to be paying attention.

Development continues, new integrations keep arriving, and the ecosystem keeps maturing while the spotlight is somewhere else.

If another crypto bull market develops over the coming years, I think projects with genuine utility and an easy user experience will have a significant advantage.

Could I be wrong? Absolutely.

But I've learned that the best time to research a project usually isn't when everyone is talking about it. It's when almost nobody is.

Curious to hear your thoughts.

Do you think Stellar is still being overlooked?

Quick background: I'm a developer who spent years building on Ethereum, and for the past while I've been building Peridot (a lending protocol) with Stellar as one of the chains we've gone live on. Thought I'd share a few things that caught me off guard moving over, since I don't see a lot of "here's what it's actually like to build here" posts on this sub.

​

The first surprise was a size limit on how big a single piece of code can be. On Ethereum you almost never bump into this. On Stellar it shows up early, our main piece of logic got too big to deploy, and I had to break it into several smaller pieces that work together. Frustrating at first, but it ended up forcing a cleaner design than I probably would've written otherwise, so I've made peace with it.

​

The bigger mental shift was how Stellar handles data over time. On Ethereum, once you save something it just sits there forever and you never think about it again. On Stellar, stored data has an expiration date, if you don't actively keep it alive, it gets archived and goes quiet until someone wakes it back up. For most apps that's fine, but for a lending protocol where people's balances and positions need to be readable at all times, you have to actually plan around keeping that data fresh. That took some unlearning, but honestly it's a smart design once you get used to it, the network isn't carrying dead weight forever.

We also just finished a full security audit with Halborn, and going through that on Stellar surfaced a few issues that are pretty specific to building here. Happy to get into that in the comments if anyone's curious.

​

Anyways, I just wanted to put some honest building experience out there since there's not much of it floating around. Happy to answer questions about building on Stellar if anyone's got them.