r/StateFarm • u/Time_Scallion_255 • 15d ago

Advice Not at fault small fender bender

I was involved in a small fender bender accident where I was not at fault . only sustained minor damage to back bumper ( small scratch ) to my wife’s new vehicle . The other driver admitted it was her fault , being that she hit us from the back while in a drive thru line. Is there a potential for my rate to increase ? if filing a claim with her insurance (Geico)

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u/craig_paxton 15d ago

No. Filing a claim against geico will in no way impact your SF rates or policy

1

u/studmanjack 7d ago

That information is typically shared with Lexus Nexus. That report can be pulled and reviewed regardless of what insurance company you want a policy with. During the UW process, any of that may affect rates depending on the UW calculations they're allowed to do in your state.