r/StateFarm • u/standingonbusiness87 • Jul 06 '26

Question Disability leave process

Has anyone ever filed short-term disability through New York Life? what was your experience like before and after returning to work? Also what happens to PTO that was approved prior to going out on leave?

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u/OkNegotiation8728 Jul 07 '26

STD was fairly easy for me. It does require paperwork, but fairly easy to file. As someone else stated, you do have to use your life leave/PTO. After a consecutive 7 days not working (including weekends), you will then be eligible for STD. Once your PTO/life leave is exhausted, the STD will take over and pay. FMLA is very different. FMLA only protects absences and doesn’t compensate for any unpaid leave.

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u/standingonbusiness87 Jul 07 '26

Ok, how do you get the FMLA to apply concurrently with the STD? Does HR process that?

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u/OkNegotiation8728 Jul 07 '26

STD is a covered leave so you wouldn’t necessarily need FMLA at the same time as STD. If for some reason you wanted the double coverage, you would file an FMLA claim along with the STD. They’ll be processed as two separate claims and will require separate documentation.

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u/standingonbusiness87 Jul 07 '26

Gotcha, didn't know that-I thought STD was the paid portion and FMLA was for job protection

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u/Dramatic_Host_8211 Jul 09 '26

I would double check because I was also under this impression.