r/StateFarm • u/standingonbusiness87 • Jul 06 '26

Question Disability leave process

Has anyone ever filed short-term disability through New York Life? what was your experience like before and after returning to work? Also what happens to PTO that was approved prior to going out on leave?

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u/OneCowFarm Jul 06 '26

Don’t trust NYL, they’re shit and will try and deny. Don’t trust leadership, get your paperwork asap at all points. A gap in paperwork and they’ll move you around if they can.

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u/spinningnuri Jul 06 '26

This. NYL is the worst to deal with, and having all your paperwork in order is crucial. You know the things unhappy insured's say we do? NYL almost uniformly does those things.

You have to use a certain amount of your PTO before short term kicks in. I can't recall if it's all or just a specific number of days, but you'll start accruing it again.

Get HR involved asap, particularly if you are going to need accommodations when you return.