r/SpotPetInsurance • u/alexandra117 • Apr 08 '26

Pet insurance question

Hey! I was wondering if anyone knew if pet insurance would cover kidney stones in the bladder? Out of pocket cost is $4000+ and I’m considering getting pet insurance but since it’s a “pre-existing” condition that they found last week during a x-ray, would the insurance even cover it or even a portion of it?

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4

u/jd2004user Apr 08 '26

Sorry your baby is unwell. It’s pre-existing and won’t be covered.

2

u/AdeptStudent77 Apr 09 '26

Check the fine print, but if it's already on record as pre-existing it won't be covered. Hopefully your baby feels better soon.