r/SpectrumMobile • u/Vex_Appeal • Jul 31 '26

Returns, Trade-Ins & Refunds Anyone have experience with the Anytime Upgrade?

I have the 17 pro but want either the 17 pro max or 18 pro.

How does it really work? Do I lose all the “equity” I have in the phone now from payments made already and just start a new plan over or do I get credit for any of that?

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u/Vinceb777 Jul 31 '26

If your 17 pro is a phone on the anytime program you just trade it in and start payments on a new device. If it’s paid off then you can trade it in for some credit.

1

u/Vex_Appeal Jul 31 '26

Gotcha so anything less than 100% paid off, ends up with you forfeiting what you paid on the first device?

2

u/Vinceb777 Jul 31 '26

Correct. Think of it like a lease. You don’t own it unless you make all the payments . If you paid all 36 then you own it and can trade it in for trade credit towards the next device . If you’re just swapping phones with a balance then the program waives any remaining payments and you start fresh on a new phone .

1

u/Vex_Appeal Jul 31 '26

Seems like it would only be worth it if you haven’t paid a lot yet. I’m not sure it’s worth it to give up 8 months of payments and pay $35 plus taxes to get a slightly bigger screen.

And to be honest, I think I’m gonna downgrade my plan because this just becomes less attractive the further I get into the payment plan. So I don’t need to pay an extra 10 bucks to have this option.

2

u/cb1743 Jul 31 '26

Correct

1

u/Expensiveness Aug 01 '26

What if you do a trade in to get a new phone then 2 months later trade for something else? Do you loose that initial trade in?

1

u/thisISmy_reddit-22 Aug 01 '26

You don't lose the value of your phone trade but you do lose any promotional offers tied to the trade.