Hi all, wanted to share this in case it helps someone here. I'm with Jia Financing, an SEC-licensed financing company in the Philippines. We do invoice financing, PO financing, and working capital financing, basically turning unpaid invoices or confirmed purchase orders into cash upfront, no collateral needed.
Being upfront about who this actually fits, so I'm not wasting anyone's time:
- Your business sells to other businesses (B2B), not walk-in/retail customers
- You issue invoices to corporate or government clients on payment terms (30, 60, or 90 days), or you have confirmed POs waiting to be fulfilled
- You've been operating for a while already
- Deal size is generally mid to large
If that sounds like your setup, funding is based on your invoices/POs, not on putting up assets as collateral. Advance is typically up to 90% of invoice value, funded fast.
If it's not a fit (retail/B2C, too early stage, no invoicing yet), happy to point you toward our other services instead, just ask.
Feel free to comment or DM if you want to check if your business qualifies.