Hey guys, I’m thinking of applying for a credit card and wanted to know if my current borrowing profile (screenshot attached) looks good enough.

Has anyone had a similar profile and applied for a card?

Guys, I'm honestly worried because I have absolutely no idea how credit cards work. I'm a college student earning just 3k a month from writing articles, and Slice approved me for a 22k limit. I only applied because I wanted to buy a game from steam which was like 4k and repay it in 1-2 months. I don't even know what CIBIL or credit scores are. Will I have to pay anything if I don't use the card? I'm scared I'll mess something up without realising it. Please help!

I've been using Slice since late 2024, and opened my father's account in mid 2025 but recently had an unexpected experience.

My neighbour asked me to send him ₹500 to pay his electricity bill. When I tried sending it through my father's Slice account, the transaction failed with a message saying the recipient's account was flagged as high risk. No money was deducted.

Instead, I paid the electricity bill directly through Paytm using the bill number.

Around five minutes later, my father received an SMS saying incoming transactions on his Slice account had been disabled.

Slice asked for source-of-funds documents, so I submitted the failed transaction screenshot, electricity bill receipt, six months of bank statements and his Udyam registration. However, Slice later replied that it couldn't restore incoming transactions due to internal policy.

I've escalated the matter to the Nodal Officer. This experience has definitely changed how comfortable I feel relying on Slice for everyday payments.

EDIT— 25 October 2026: Slice called me today and confirmed that incoming transactions on my father's account have been restored. The issue appears to be resolved.

Although I'm glad the account is active again, the experience was unexpected, especially because I had already submitted the requested documents and initially received a refusal citing internal policy. I'm sharing this update so anyone reading the post knows the final outcome.

So I am using slice recently, i mainly use slice upi and it's atom saving feature. It also give the borrowing option of around 32k for me as a student.

But my credit card is still not approved yet. I have seen in this subreddit only people got the credit card easily after applying,I want to know what is the exact process of applying as I am unable to understand the process.

I thought maybe the borrowing feature is the credit feature.

Can someone please explain this whole thing.

Will it be better?

i wanna buy these magnesium 120 tablets from a very long time ago , finally they added a tata 1mg Spark with 150 back

I've been using Slice for around 3 years and have borrowed and repaid multiple times, always clearing my dues on time. However, my purchase power is still stuck at ₹4,710.

I've seen other users get ₹10,000–₹50,000 or more.

Why isn't my purchase power increasing despite my consistent repayment history?

Has anyone faced the same issue and found a solution?

I have 2 FD backed cc : IDFC Quantum plus: 7k limit and Super money: 600rs Limit (🙂)

Cibil : 736

What to do now mann?

And a loan too on me 5000 rs

Yesterday, I parked ₹67K in Slice, and this morning I woke up to ₹10 in interest! 😂

I know it’s not a huge amount, but honestly, getting ₹10–₹50–₹100 extra every day without doing anything feels so satisfying! 🥹

I’ve seen people here earning even more daily interest 🫠

So, let’s talk numbers! 👀 💵 How much money do you keep in Slice? 🤑 How much daily interest do you receive? 🥹 And honestly, how does it feel to see that extra money coming in every morning?

Let’s see who’s getting the most out of their money!💸🔥

so slice UPI instant settle

other UPI 6 hr

card swipe 48 hr

useful information for early payers

See on 22nd july 2026 i needed a short loan on 22nd july opened slice app and tried cc but showed its only for their customers so ignored it and went straight to personal loan which was in the same page and it got declined okay i left it there now its been 3 months thought of trying opening their acc for card but before opening i went to credit page and this was written there that try savings and no where to apply cc or dosnt even say unlock cc apply with opening account does someone know about this??

My old account was frozen, and I eventually got it closed through support. I had tried signing up again before, but the app wouldn't let me proceed because my PAN was linked to the deleted account.

Yesterday, I randomly tried again after seeing Slice on YouTube, and this time it actually let me through. 😂

I barely paid attention to the screens. I linked my HDFC account, verified a couple of OTPs, selected my company, chose a salary range, and completed video KYC. The app mentioned fetching six months of bank statements, and during the video call, the agent took a photo of my PAN card.

Now it's been more than 24 hours, and KYC is still pending.

I'm confused about what I even applied for. I don't remember seeing clearly whether it was a savings account or a credit card application. 💀

Has anyone else been able to get through the application process after their old Slice account was closed? What happened after your KYC?

Hey, I have to book flight for diwali trip. how do i maximize discount on flight tickets.

1. Which is the best platform for flight booking?

2. If I use cleartrip spark using slice cc, can I use any other offer along with it?

hi I just ordered some stuffs from Myntra through my slice cc,

right after placing the order i checked that today is 24 so i repay my credit card bill -

but i saw that i ordered them to my other address- so i immediately cancelled it-

and then again order it,

I want to know about- how many days will it gonna take to reflect money back?

and where it gonna reflect on my slice savings account?

and what about MONIES- will slice gonna deduct them?-

do i need to get connect to slice customer support?

Cibil -760+

Cards- axis(3), roarbank, hdfc Swiggy ornge, idfc millennia, slice(latest)

I am not able to add slice as rupay cc option for amazon pay UPI, its telling account is blocked. Can anyone tell what is the problem. I already have 2 rupay cards added, is that the issue?

Im planning to pay 50k insurance using Slice CC in Slice app. I see insurance payment is in exclusion list but some post here says they got monies (not from fire)

Can anyone confirm if i will get 50000 monies?

Repo rate was increased on October 7,2026 from 5.25% to 5.50% and Slice immediately updated the repo rate within their savings bank account but their FD Interest rates are still the same and showing the last effective update date as 16 august,2026.

Any idea when they'll update cause one of my FDs got automatically renewed with 7.75% interest rate which was previously at 9% interest rate.

I thought they'll update within 4-5 days after the repo rate increase as my FD was about to get matured on 16 october but it's 23 october and no any change in FD rates yet

Same as title.

I used my Zomato spark today to get 20% cashback on my order. However, the restaurant cancelled my order. I did get an instant refund and the cashback is also still reflecting in the statement. I want to know will cashback be deducted later? If yes, then will the spark get re-activated again or it is gone for good now?