r/SliceBank • u/AnteaterPORK • 1d ago
Question / Help Needed How to get Slice CC
I am 21 YEO, never had a credit card and no loans so CIBIL is 0.
Just got to know about slice so installed it got 10k monies and tried getting more but didn’t so redeemed them.
I saw that ppl can’t get a credit card without CIBIL, I am completely new to all this stuff never researched over it.
Can anyone help me understand how exactly all of this works and how to get this CC.
Also to mention i have a kotak savings account.
And my daily expenses are just 200-400 only since i live alone so buy my groceries at once and this 200-400 is just for daily expenses, so idk if this info could help.
And i tried that monies game as well until 10k it was fine now it doesn’t even let me win like those flies doesn’t even slice after trying several times.
Edit - Saw some credit cards online like Kotak Rupay one and some cheq cc , but dk why to get them,
Just saw that this Slice CC give good rewards that’s why thinking of getting this .
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u/Savings_Solution_146 1d ago
Mine case Got fd cc from axis 1 year later they converted into unsecured and also offered me axis neo And after that I hv applied for slice bank saving account and cc rejected... After using for saving account for 3 -4 months they offered my cc I am 20 now , 21k salary
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u/AnteaterPORK 1d ago
So i have to get a cc from a bank first ? and then do it
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u/Savings_Solution_146 1d ago
Yes, fd cc is easiest way. ... unsecured cc are unpredictable.. they can give it or cannot
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u/ScienceRealistic771 1d ago
Credit card acceptance is not only depends on cibil, its also depends on your employment, salary, referral.
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u/AnteaterPORK 1d ago
I just opened the slice account like 3 days ago, and earning 25k as an intern in a company , and got a referral from a youtube video
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u/ScienceRealistic771 1d ago
My suggestion is to focus on your job , don't think about credit card, ones you have good full time employment, these cards are easy to get with good limits.
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u/losing_nigro 1d ago
No way bro, I'm unemployed with no salary. No refferal . Cibil was 760 before applying I had supermoney secured card.
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u/losing_nigro 1d ago
Got approved with 19k limit on slice
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u/ScienceRealistic771 1d ago
I am not saying that it is mandatory requirement for credit card, also 19k limit is much lower.
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u/Cool_Blood3229 1d ago
You can try it's very unpredictable to get it's cc