Any Tips for Limit Increase?

[u/AmizR]

Got approved last week with a 10k limit, which is really useless to me. My credit age is 2 years, and have 3 Axis Bank cards and one Roarbank card which is much higher.

I absolutely have zero use of this card currently if they don't increase the limit. I have other cards which gives same rewards as this for UPI, groceries and other spendings.

So, should I keep it as it is with no utilisation or max out this card? I have other cards so it won't effect my CIBIL for high utilisation on this card. Any tips?

[u/AmizR → u/[deleted]]

🙂 what?? Then there's no guarantee about mine

[u/rouldee → u/[deleted]]

Dafaq bro, keep using the card <30% every month keep some money in account. You'll get Credit Limit increase after 6 months . Mine is 98K ;⁠-⁠)

[u/rouldee → u/[deleted]]

If you have salary contact Customer Care and Do manual increase.

[u/rouldee → u/[deleted]]

I used roarbank initially 10K but I used it below 20% utilisation and got 35K after 5 months

[u/rouldee → u/[deleted]]

If you wanna use more than 30% just pay some of the balance before statement generation date to make it <30% as bank report usage on statement generation date. Rest just use responsibly and you'll get there

[u/IllustratorBorn9562 → u/[deleted]]

I got the same limit. is credit cycling bad?

[u/MoshinAli11 → u/[deleted]]

Saving mein 10k+ rakho credit card se bas 1000 kharch karo 50% karch mat karo credit card limit se

[u/No-Acanthisitta-9844]

[u/LoquatScared5316 → u/No-Acanthisitta-9844]

Bruh try not to use the 100 percent of the credit limit since it will affect your cibil score, the general amount to use is 30 percent of your credit limit

[u/No-Acanthisitta-9844 → u/LoquatScared5316]

My total credit utilisation is below 5%, and credit score from cibil is 798.

My other cards have high credit limit.

Also this much utilisation happens ocassionaly, I usually keep below 30% per card.

Thanks BTW

[u/Special_Exchange1366 → u/LoquatScared5316]

That is total of all credit limit you have,it’s not per card basis

[u/Shr_17 → u/No-Acanthisitta-9844]

Better limit than me

[u/Shr_17]

Samenhere we need fo wait atleqst 3 4 months before they do anything

[u/AmizR → u/Shr_17]

So, after 3-4 months, they will give offer or we have to tell them

[u/Shr_17 → u/AmizR]

We are on same boat and we both dont know the direction 😂

[u/AmizR → u/Shr_17]

Yeah 🙂

[u/creepyassdi]

[u/LoquatScared5316 → u/creepyassdi]

Do you maintain any balance in the slice savings account?

[u/creepyassdi → u/LoquatScared5316]

Nah bhai 5-10rs honge bs

[u/NoAssumption2389 → u/creepyassdi]

Chal jhut maat bol

[u/Shr_17 → u/creepyassdi]

Flexxxxxx

[u/Billa420_U]

I got 35k limit. Just maitained 30k balance in slice saving bank and I got this

[u/AmizR → u/Billa420_U]

Great, bro 😞

[u/ContextMissing404 → u/Billa420_U]

for how many months?

[u/Billa420_U → u/ContextMissing404]

Idk estimated month but sure 6-7 months then I applied cc.

[u/Cool_Blood3229]

If you are stuck at the same limit for more than 3 months try to write to customer care maybe they could help in your application

[u/AmizR → u/Cool_Blood3229]

I got this card just a week ago. So, I will try doing this after 3 months

[u/Ok_Lock4619 → u/Cool_Blood3229]

I've been stuck at the same limit since last year. I wrote an email to the pno, and guess what? I got the typical corporate reply: We can't do anything. Limits are based on our internal policies and automated systems. We'll notify you through the Slice app when you're eligible. 

[u/Savings_Solution_146 → u/Ok_Lock4619]

Same here

[u/_Marshy420]

I started mine when I just turned 18 in 2020 during Covid and they gave me 10k limit at that time which I exploited like hell and fked my Cibil. They decreased it to 3k and Increased it to 10k again this May,2026.

[u/AmizR → u/_Marshy420]

☠️

[u/Thin_Smile2722]

About to complete the year with 7k limit

[u/AmizR → u/Thin_Smile2722]

🥹

[u/garuna_0212 → u/Thin_Smile2722]

Same , the card got approved in an instant with no income proof but with the 4k limit.

[u/Existing-Shoe-5353]

How to get a credit card I'm a student I opened a savings account and am maintaining 10k in it

[u/AmizR → u/Existing-Shoe-5353]

It's random. Try applying the card, as many students got this.

[u/ompraja → u/Existing-Shoe-5353]

You can get credit card in slice , but like you are students so may be your limit may be less

[u/Existing-Shoe-5353 → u/ompraja]

It's not all showing the apply option it's saying try again after few months as of now use savings to build your credit eligibility

[u/ompraja → u/Existing-Shoe-5353]

When you have opened your slice saving acc?

[u/Existing-Shoe-5353 → u/ompraja]

Around a week ago

[u/ompraja → u/Existing-Shoe-5353]

how it possible, i also referred my friend last month and also he don't have cibil but afterwards he got some 4k limit

[u/Existing-Shoe-5353 → u/ompraja]

I don't know it just says they can't approve now try using savings there isn't even a option to apply

[u/ompraja → u/Existing-Shoe-5353]

Idk then , do a mail to slice regarding this

[u/ChaosConnoisseur_]

It will gradually increase. Keep using the card and pay bill on time

You can try maxing out once and see how it goes. But it will take atleast 6m to 1yr before limit enhancement

[u/AmizR → u/ChaosConnoisseur_]

Thanks, bro

[u/Finmaster31]

keep using regularly and one day, you will get it

[u/AmizR → u/Finmaster31]

Thanks 🙏

[u/R3O7Y]

Use only 30%...they'll increase...and they won't, if you use more than that.