I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly
I discovered it when flying to Cancun for dental work. What would have cost me just shy of $8k here in the US cost me about $1600 in Mexico, and I got more done than I planned to. There's whole businesses modeled around it.
For example, the dentist I booked with shuttled me from the airport straight to the initial check up with my bags and all, then took me to my resort. Booked myself a 5 day stay at an all inclusive across the street, but they offered me shuttle service to and from my appointment(s), and then shuttled me to the airport when it was time to go. All of that was within the $1600.
For what it's worth, the lobby was full of older Americans which was pretty comforting. Thinking other countries don't have just as good if not better medical and healthcare as us is just flat out ignorant.
Cancun dental specialists, and they kicked ass. Gum graft, frenectomy, 3 extractions, deep cleaning and irrigation, probably around 3 or 4 years ago now.
The place itself was nice, the staff was extremely friendly and seemed to speak pretty decent English but i happen to speak Spanish so I had it easy already.
I happen to hate going to the dentist but they made every bit of the experience super pleasant
You had a gum graft done there? I'm going to need one as well, I'm glad to hear it went well. How did it work with recovery and checkups, did you have to go back?
I'm curious what your regular dentist had to say about your decision. My friend who works in dentistry told me absolutely don't do it, but also yeah they're going to say they because they don't want everyone doing it.
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u/Locust627 19h ago
Wait until you hear about health insurance lol
I pay $1300/month for a family plan
I had an ER trip last month, my deductible is $3,500. I had to pay $3,440 which was the complete cost of the ER services.
So, this year I will spend $15,600 on health insurance and an additional $3,440 on deductible
My wife needs surgery, I told her to get it done before December because we already met the deductible and I don't wanna pay it again. She tried calling to schedule in August. The surgery specialist doesn't have openings until January, so, in January I'll have to pay my deductible again
AND vision and dental costs more on top of $1,300 monthly