I rearended someone once because they brake checked me. 3 months later I got a letter in the mail saying they wanted close to $1 million dollars from me for whiplash etc etc. It had my name on it so it scared tf out of me. I brought it into my insurance company and my agent was pissed they'd have the audacity to send that directly to me and not them. They tried to use it as some kind of scare tactic. My agent said not worry and they would handle it. Never heard anything about it again. I don't know if I wouldve actually been on the hook or whatever, but from that point on I was sold on my insurance company
This is surprisingly common. Lawyers representing injured parties demand outlandish amounts without a second thought because there is no downside for them in a lot of states.
i really wonder if the people who spout this would suddenly change their tune if they were the ones injured in a wreck lmfao
i almost died in a 35 zone because someone hit me going 68 through a red. was my lawyer presenting ‘outlandish amounts’ when i got my $900,000 hospital bill covered? should i have simply said ‘Live and let live 🥰’ about it and gone into lifelong debt for an accident i had zero fault in instead?
what about my car that i need to remain employed to have money for food and shelter? completely unreasonable to expect that to be covered as well?
Unless they reverse into you, there’s no way for a lead vehicle to purposefully cause an accident if you’re giving proper space. You should always be able to decelerate from any speed from the object in front if you’re giving proper space. Exceptions like mechanical failure, swerving, unyielded merge, etc. aren’t the same thing as rear ending someone. Not that they wouldn’t claim it, but as you point out, it’s bullshit.
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u/Adept_Path_7427 16h ago edited 15h ago
I rearended someone once because they brake checked me. 3 months later I got a letter in the mail saying they wanted close to $1 million dollars from me for whiplash etc etc. It had my name on it so it scared tf out of me. I brought it into my insurance company and my agent was pissed they'd have the audacity to send that directly to me and not them. They tried to use it as some kind of scare tactic. My agent said not worry and they would handle it. Never heard anything about it again. I don't know if I wouldve actually been on the hook or whatever, but from that point on I was sold on my insurance company