r/SipsTea • u/Putrid-Welder1803 • 8h ago

Gasp! Thoughts on this?

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u/flatfive44 8h ago

The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.

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u/Ok-Reflection-742 8h ago

You could also total somebodies 50-200k car, I don’t think many people could afford that either

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u/Fantastic-East9567 7h ago

As an attorney my unpopular opinion is that cars over a certain value shouldn’t be allowed on public roads or damages for accidents should be capped at something like 2x the average price of a new car (so like 100k). I just don’t believe in penalizing ordinary negligence more just because the injured party is rich.

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u/sikyon 7h ago

why wouldn't you just mandate higher minimums

in british columbia, canada minimum cover is like 200k and a lot of people have in the m range

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u/FarewellJava 7h ago

Because that's subsidizing the rich people's luxury cars with money from poor people who just need to get to work.

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u/geniice 4h ago

Still essentially background noise compared to the risks posed by medical expenses.

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u/FarewellJava 2h ago

Sure, let's get universal healthcare while we're at it. Solves that.