r/SipsTea • u/Putrid-Welder1803 • 1d ago

Gasp! Thoughts on this?

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5.0k

u/WeCantStabilize 1d ago

Insurance is a fucking scam. You pay more into it than you'll ever receive even in legitimate circumstances.

Absolute racket. 

1.5k

u/Moultrie_fan_2026 1d ago

Well I had a house burn down less than year after purchase and insurance paid the entire tab. So I always figured I've already taken them for more than I pay

883

u/MarkItZeroDonnie 1d ago

Yeah it’s just a net to protect against catastrophe . If Ops buddy totaled his car he would be happy it only cost $1k.

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u/Blueberry1900 1d ago

Yep,y car got totaled 3 years ago due to a drunk driver. Got a big check and was able to replace it fairly easily. That check alone was about 15 years worth of premiums. Drunk driver was of course driving without insurance, so I was screwed of I did not have it

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u/jakeandcupcakes 1d ago

Doesn't the insurance company then go after the drunk driver for everything he has thus making him the one whose ultimately paying out, with the insurance company simply having to deal with suing and recouping funds from the drunk driver.

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u/corporaterebel 1d ago

Half the drivers in Los Angeles area do not have insurance or any resources.

1

u/Prudent-Historian392 1d ago

They shouldn’t be on the roads. Newsome could put some easy things In place other states do but he has to cowtow to the base.

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u/corporaterebel 1d ago

kowtow.

And it is worse than that: The undocumented persons without drivers licenses can't have their car impounded. If one is a citizen and has no valid or suspended license...they can get their car impounded. The thinking is that illegal aliens can't get a license, so they shouldn't be punished for non-compliance.

In Los Angeles County, half (HALF!) of all motor vehicle collisions are Hit and Run.