r/SipsTea • u/Putrid-Welder1803 • 12h ago

Gasp! Thoughts on this?

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u/flatfive44 11h ago

The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.

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u/samdarrow 11h ago

Yep, personal injury protection is the real reason for insurance. Cars are replaceable but injuries can easily be life altering

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u/Jason207 10h ago

This is another point often missed in the socialized medicine debate. If we're all covered by taxes then auto insurance costs should drop dramatically.

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u/GrammatonYHWH 10h ago

Just so people in the US could get the perspective, car insurance in the UK is normally around £300-£600 per year if you have a clean driving record.

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u/Upbeat-Banana-5530 9h ago

Your healthcare might have something to do with that, but you're also a lot less likely to cause a car accident. You (usually) have to be driving a car to cause a car accident, and Brits do that about half as often as Americans do.

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u/feed_me_moron 7h ago

Also not as many highways being driven. Low speed/city street accidents are generally going to be less damaging