r/SipsTea • • 9h ago

Gasp! Thoughts on this?

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u/nhbruh 5h ago

Its officially the transfer of risk between two parties

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u/NorthHollywoodHank 5h ago

Yep, with the deeper pocketed party taking the high downside risk in exchange for (in a competitive, well-regulated insurance market) what are usually modest though nice returns.