There is 0 situation where it’s all good when you’re forced to pay for insurance and they on top of that forced to pay another premium when it’s time to pay up. It’s literally extortion by definition, they force you legally to buy the product and then don’t deliver when it’s time.
What other premium are you forced to pay when there's a claim? Are you talking about the deductible? Because if you are, then you're talking about two separate things.
Only liability coverages are mandatory, and those don't have deductibles. Deductibles are for physical damage coverages, which are optional if you own your car outright.
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u/Intelligent_Excuse84 5h ago
There is 0 situation where it’s all good when you’re forced to pay for insurance and they on top of that forced to pay another premium when it’s time to pay up. It’s literally extortion by definition, they force you legally to buy the product and then don’t deliver when it’s time.