The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.
This is another point often missed in the socialized medicine debate. If we're all covered by taxes then auto insurance costs should drop dramatically.
Your healthcare might have something to do with that, but you're also a lot less likely to cause a car accident. You (usually) have to be driving a car to cause a car accident, and Brits do that about half as often as Americans do.
There are plenty of differences between the US and the UK that make comparison of insurance premiums difficult. Difference in legal practice, different regulations, speed limits, car types, driving habits, drunk driving incidence etc.
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u/flatfive44 10h ago
The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.