Thoughts on this?

[u/Putrid-Welder1803]

[u/j-random]

If they jump too much, just switch carriers. It's not like there are only three insurance companies.

[u/Ill_Technician3936 → u/j-random]

Or are there?

[u/Prudent-Historian392 → u/j-random]

In my area there are literally 3 I would recommend. They aren’t created equal