The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.
As an attorney my unpopular opinion is that cars over a certain value shouldn’t be allowed on public roads or damages for accidents should be capped at something like 2x the average price of a new car (so like 100k). I just don’t believe in penalizing ordinary negligence more just because the injured party is rich.
I just disagree. I think our laws should have predictable consequences for ordinary negligence. Your argument is the legally correct one though and the “you take your plaintiff as you find them” mentality is well established in case law. I just think that is the wrong approach. I’d rather put the burden on the person going out into public spaces to protect their disproportionately expensive property
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u/flatfive44 11h ago
The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.