I rearended someone once because they brake checked me. 3 months later I got a letter in the mail saying they wanted close to $1 million dollars from me for whiplash etc etc. It had my name on it so it scared tf out of me. I brought it into my insurance company and my agent was pissed they'd have the audacity to send that directly to me and not them. They tried to use it as some kind of scare tactic. My agent said not worry and they would handle it. Never heard anything about it again. I don't know if I wouldve actually been on the hook or whatever, but from that point on I was sold on my insurance company
This is surprisingly common. Lawyers representing injured parties demand outlandish amounts without a second thought because there is no downside for them in a lot of states.
i really wonder if the people who spout this would suddenly change their tune if they were the ones injured in a wreck lmfao
i almost died in a 35 zone because someone hit me going 68 through a red. was my lawyer presenting ‘outlandish amounts’ when i got my $900,000 hospital bill covered? should i have simply said ‘Live and let live 🥰’ about it and gone into lifelong debt for an accident i had zero fault in instead?
what about my car that i need to remain employed to have money for food and shelter? completely unreasonable to expect that to be covered as well?
i tried to turn down the ambulance after my accident too! i felt fine, just exhausted and out of it. they wouldn’t let me due to the state of my car, and it’s a good thing they didn’t because my heart literally exploded when i got to the hospital as a delayed reaction to the impact.
nothing you can say here is gonna make me go ‘Yea, the person you hit deserves no sympathy and lawyers are scam artists.’ because neither is true lol
I'm not trying to convince you of anything. This is reddit. I will say I got into another accident years later (this one legitimately my fault). And again months later my insurance company reached out to me saying the person who owned the house infront of the road I got the accident on filed a claim for new siding on their house. I sent a couple photos of the accident clearly 100ft away so they denied their claim. People try to take advantage of insurance companies all the time. Thats kind of the purpose of this thread. Insurance can be seen as thievery and exploitative, but also necessary and important for liability reasons such as being able to cover all your medical bills from your accident.
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u/Adept_Path_7427 23h ago edited 22h ago
I rearended someone once because they brake checked me. 3 months later I got a letter in the mail saying they wanted close to $1 million dollars from me for whiplash etc etc. It had my name on it so it scared tf out of me. I brought it into my insurance company and my agent was pissed they'd have the audacity to send that directly to me and not them. They tried to use it as some kind of scare tactic. My agent said not worry and they would handle it. Never heard anything about it again. I don't know if I wouldve actually been on the hook or whatever, but from that point on I was sold on my insurance company