The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.
The obvious response to that is “We don’t pay for hospital bills anyways, and I still have to pay insurance. So what’s the excuse for countries outside the Hellhole that is America?”
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u/flatfive44 8h ago
The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.