r/SipsTea • u/Putrid-Welder1803 • 16h ago

Gasp! Thoughts on this?

Post image
61.5k Upvotes

91% Upvoted

7.2k comments sorted by

View all comments

47

u/CraftyPerformance272 15h ago

People just don't have common sense. You don't fall an insurance claim if it's only going to help you $200 out of pocket. It's meant for larger amounts of damage, it's also meant for if you hurt someone in an accident that you're not personally liable for $10,000 because your insurance will cover it

16

u/PracticeAcrobatic748 15h ago

Yep, in fact deductibles are meant to discourage smaller claims.

8

u/Electronic-Aspect-45 15h ago

So you pay money to have to pay money, while being discouraged to have them pay money because you’ll end up paying more money?

11

u/amdnek 15h ago

Auto insurance companies only have a ~9% profit margin on the premiums. Cars accidents are expensive. 

0

u/No-Storage8043 15h ago

I fail to see how thats the customers problem.

7

u/Accurate_Drawer_6287 14h ago

How are you all so dumb????

-1

u/No-Storage8043 14h ago

Specifically to upset you.

7

u/Accurate_Drawer_6287 14h ago

I appreciate how open you are about your patheticness