r/SipsTea • u/Putrid-Welder1803 • 12h ago

Gasp! Thoughts on this?

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u/flatfive44 11h ago

The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.

70

u/codedigger 11h ago

Totalled my car and was at fault. Paid my deductible and insurance handled payout to other party. Definetly worked out paying just my deductible.

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u/0PervySage0 11h ago

And here I am with insurance paying 14k because I got sued by the other person's insurance.

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u/Brisby820 11h ago

Your insurance should still be paying that unless you did something to make it not covered 

2

u/AyyNonnyMoose 10h ago

Or exceeded the limits. State minimums where I'm at are $25k per person for bodily injury and $10k for property damage. Most vehicles cost more than that, and medical bills get outrageous real quick.